David Ramirez
$214,9992 bd1 ba640 sqft$336 /sqft$1,692 /mo all-in ↓

33065 CEDONIA ROAD, DADE CITY, FL, 33523

Active39 days on marketListed Jun 16, 2026MLS #TB8519533

Priced 14% below the DADE CITY 33523 medianWaterfrontSingle Family ResidenceRIVERDALE SEC 2

About this home

33065 CEDONIA ROAD

Your Riverfront Paradise Awaits! With 111 ft of Withlacoochee River frontage and a stilt-home design ready for waterfront living, this 2 bedroom, 1 bath home offers the kind of setting buyers dream about and vacation guests search for! Set on a gorgeous 1/3 acre with covered deck views over the water, the property is well suited for a personal river retreat, weekend getaway, or rental opportunity for those drawn to fishing, canoeing, and quiet Florida scenery. Inside, laminate flooring flows through most of the home, and ceiling fans in each room help keep the breeze moving from space to space. In the living room, two sets of sliding glass doors frame the backyard and river beyond, drawing the water view right into the main living area. The L-shaped layout gives you flexibility for two seating areas, a dining setup, or a cozy river-view lounge that opens directly to the covered deck. The kitchen is equipped with a 4 piece appliance package, breakfast bar seating, and ample cabinet and pantry storage, keeping the space practical for full-time living, weekend stays, or guests. Both bedrooms sit near the home’s full bathroom, complete with a tub/shower combination. Downstairs, the stilt-home design adds excellent function with covered parking beneath the home, plus plenty of room to park in the expansive yard. A gated entry, chain link fencing, and a beautiful balance of trees and open space add to the property’s usability while keeping the riverfront setting easy to enjoy. Head toward the back of the property and the lifestyle truly comes into focus. Launch the canoe, cast a line, set up a chair near the water and simply enjoy the beauty of your own stretch along the Withlacoochee River. Whether you are searching for a full-time home on the water, a personal escape, or a vacation rental opportunity, this property offers room for possibility in a setting that is hard to recreate. Just minutes from I-75, you can enjoy peaceful waterfront living while staying within easy reach of Tampa Bay hotspots. Call today to schedule your private showing!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

640

Sqft

0.33 ac

Lot size

1974

Year built

One

Levels

$336

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan
LaundryNone
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationStilt/On Piling
ViewTrees/Woods · Water
FacesSoutheast
ExteriorBalcony · Lighting · Sliding Doors

Community & fees

Taxes (2025)$2,058/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,692 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$171
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,692/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$171
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$336 vs $190

Days on market

39 vs 28 typical

Where $336/sqft sits among the 339 Dade City actives

160
99
35
14 · this home
9
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 33065 CEDONIA ROAD

Drive times from this address

Downtown Tampa54 min
Tampa Int’l Airport (TPA)65 min
Downtown Orlando71 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

ElementaryRodney B. Cox Elementary School★★★★
MiddlePasco Middle School★★★★
HighPasco High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

171 of 339

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $214,999 · 39 days on market since
1974Built · RIVERDALE SEC 2

Reality check

What actually sold near 33065 CEDONIA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3415 RIVERDALE DRIVESold · Oct ’25

$310,000

3415 RIVERDALE DRIVE · same community

4 bd · 2 ba · 2,148 sqft · $144/sqft · 52 DOM

3431 RIDERWOOD DRSold · Dec ’25

$463,500

3431 RIDERWOOD DR · same community

3 bd · 2.5 ba · 2,493 sqft · $186/sqft · 7 DOM

21203 US HIGHWAY 98Sold · Aug ’25

$144,000

21203 US HIGHWAY 98

2 bd · 1 ba · 904 sqft · $159/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 33065 CEDONIA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 33065 CEDONIA ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

33065 CEDONIA ROAD FAQs

What would the monthly payment be for 33065 CEDONIA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 33065 CEDONIA ROAD?+

The most recent tax bill on record (2025) was $2,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 33065 CEDONIA ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $214,999, this home is listed about 45% below the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 33065 CEDONIA ROAD?+

Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Justine Jolly. MLS #TB8519533.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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