RIDERWOOD DRIVE, DADE CITY, FL, 33523
Active61 days on marketListed Jun 4, 2026MLS #O6413585
About this home
RIDERWOOD DRIVE
MORE PICTURES COMING SOON. Build your waterfront retreat on this 0.30-acre residential lot in the Riverdale subdivision of Dade City, Florida (Hernando County). The vacant lot is located with a 50 feet waterfront canal of the Withlacoochee River, this property offers a rare opportunity to enjoy Florida's natural beauty, peaceful surroundings, and outdoor lifestyle. The nearby Withlacoochee River is known for its scenic waterways, abundant wildlife, and year-round recreational opportunities. Zoned for one single-family residence (modular homes allowed), this lot provides the perfect setting for a custom home designed to embrace waterfront living. No HOA means greater flexibility. Conveniently located just minutes from I-75, you'll enjoy easy access to Tampa, Ocala, shopping, dining, and everyday conveniences. The property is located within a flood zone, and future construction must comply with applicable floodplain requirements such has 1 foot above BFE (base flood elevation). Survey is AVAILABLE. Seller is also offering the adjacent lot for sale. Public water available. Septic tank needed. Utilities nearby.
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$430 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$430/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dade City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
DADE CITY 33523 — neighborhood snapshot
Population
19,296
Median age
40.6
Median income
$60,897
Median home value
$231,700
Avg household
2.79
Households w/ children
2,208
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$340K → $354K
Dade City median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the DADE CITY 33523 median. See the full Dade City market guide →
Paper trail
This home's history
Reality check
What actually sold near RIDERWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
3415 RIVERDALE DRIVE · same community
4 bd · 2 ba · 2,148 sqft · $144/sqft · 52 DOM
Sold · Dec ’25$463,500
3431 RIDERWOOD DR · same community
3 bd · 2.5 ba · 2,493 sqft · $186/sqft · 7 DOM
Sold · Aug ’25$144,000
21203 US HIGHWAY 98
2 bd · 1 ba · 904 sqft · $159/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about RIDERWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for RIDERWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
RIDERWOOD DRIVE FAQs
What would the monthly payment be for RIDERWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on RIDERWOOD DRIVE?+
The most recent tax bill on record (2025) was $433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dade City?+
At $37,000, this home is listed about 91% below the Dade City median of $394,970. The market section on this page shows how the area is trending.
Which schools are assigned to RIDERWOOD DRIVE?+
Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Yashmit Gutierrez. MLS #O6413585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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