David Ramirez
$439,9002 bd2 ba1,260 sqft$349 /sqft$4,156 /mo all-in ↓

402 KETCH WAY UNIT 402, NOKOMIS, FL, 34275

Active48 days on marketListed Jun 15, 2026MLS #TB8519490

WaterfrontFully furnishedVillaFAIRWINDS VILLAGE 2

About this home

402 KETCH WAY UNIT 402

Hidden treasure in Nokomis just minutes from Nokomis Beach! Great location in the complex with private backyard area. Close to community docks and park facilities, including pool and clubhouse, pickle ball court, dog park, kayak storage and canal. Access to a canal just minutes from the Gulf of America's beautiful emerald waters. Fairwinds is so well located that you can walk, bicycle and drive to all the conveniences you may desire every day. This unit has been completely renovated with new kitchen, bathrooms and appliances just last year in 2025. In addition, a clothes dryer is also included. The new metal roof is just 2 years old. Home is offered fully furnish and is ready for the discriminating new buyer. Your new home in Fairwinds is very close to the beach, a marina with dry storage slips available and even some for sale. This property has the most desirable dock with a lift in the community. You have two waterfront restaurants to choose from with great sunset views and live music. Pops Tropical Grill and Pelican Alley both with water views! Don't forget when you want pizza or pasta enjoy the Paradise Bar & Grill. This is affordable living on the BEST Coast of Florida! All of this is located just about three miles from downtown Venice shops and great restaurants. Like live entertainment? Venice Theater produces some of the best live plays and more. Venice charm and more beaches to enjoy in a friendly neighborhood with regular planned activities. This is easy living where you can enjoy boating, dining and beaches all very close to home! This villa is a rare find, offering privacy, space, and natural light. Step inside and you'll find a home that has been thoroughly updated from top to bottom. Brand new appliances include a refrigerator, dishwasher, and range. The kitchen and bathrooms feature new cabinetry, and the electrical system has been fully upgraded with new wiring and a 200-amp panel. All water supply lines and plumbing fixtures were replaced in 2025. A new hot water heater rounds out the mechanical updates. Climate control is handled by a York system that is just a few years old and has a service guarantee. Your HOA covers it all: community pool is temperature controlled, clubhouse, water, sewer, cable TV, building insurance, reserve funds, and exterior and grounds maintenance — so you can truly lock and leave. When you're ready to enjoy the Florida lifestyle, the amenities are right outside your door: pickleball, bocce court, shuffleboard, a dog park, and a kayak/canoe launch surrounded by peaceful natural Florida landscaping. All of this just minutes from Nokomis Beach, Casey Key, historic downtown Venice, waterfront dining, shopping, and the Legacy Trail. Whether you're a seasonal visitor or a year-round resident, Fair Winds Village delivers the Gulf Coast lifestyle you've been looking for. Just ½ mile from the powder-soft sands of Nokomis Beach, this impeccably maintained villa is offered for sale for the by the owner of 15 years. Fully renovated from top to bottom, the home showcases timeless neutral finishes, generously sized bedrooms, a light-filled kitchen, and a seamless open-concept layout designed for effortless coastal living and entertaining. A rare highlight, your own private boat slip, offering direct access to the water and the ultimate Florida lifestyle.Situated in the highly desirable Fairwinds Village, a pet-friendly 55+ community,residents enjoy a vibrant yet relaxed setting with access to a clubhouse

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,260

Sqft

0 ac

Lot size

1969

Year built

One

Levels

$349

Per sqft

WaterfrontFurnished55+ communityPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator
InteriorWalk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingCovered
ExteriorAwning(s)

Community & fees

HOA fee$1,000/mo
Taxes (2025)$2,542/yr
PetsYes
CommunityDock · Water Access · Deed Restrictions · No Truck/RV/Motorcycle Parking

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,156 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$212
HOA fee — from the listing$1,000
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$4,156/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$212
HOA / condo fee$1,000
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$326KedgeAI estimate $357,977 · range $339K$380K$457K

vs edgeAI estimate

+22.9%

$/sqft vs Nokomis actives

$349 vs $260

Days on market

48 vs 53 typical

Where $349/sqft sits among the 233 Nokomis actives

169
39 · this home
5
3
3
14
$181–323$323–465$465–607$607–749$749–891$891+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Nokomis

Map of 402 KETCH WAY UNIT 402

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Nokomis. See the full Nokomis guide →

NOKOMIS 34275 — neighborhood snapshot

Population

21,583

Median age

63.7

Median income

$84,503

Median home value

$435,600

Avg household

1.97

Households w/ children

1,099

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Nokomis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$490K$475K

Nokomis median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

109 of 233

Nokomis actives have cut their price

Median sold price, Nokomis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the NOKOMIS 34275 median. See the full Nokomis market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $439,900 · 48 days on market since
1969Built · FAIRWINDS VILLAGE 2

Reality check

What actually sold near 402 KETCH WAY UNIT 402

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

621 FAIR WINDS DRIVE UNIT 621Sold · Jun ’26

$332,500

621 FAIR WINDS DRIVE UNIT 621 · same community

2 bd · 2 ba · 1,260 sqft · $264/sqft · 66 DOM

608 FAIR WINDS DRIVESold · Feb ’26

$380,000

608 FAIR WINDS DRIVE · same community

2 bd · 2 ba · 1,260 sqft · $302/sqft · 238 DOM

602 FAIR WINDS DRIVE UNIT 602Sold · Jul ’26

$325,000

602 FAIR WINDS DRIVE UNIT 602 · same community

2 bd · 2 ba · 1,155 sqft · $281/sqft · 229 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 402 KETCH WAY UNIT 402 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 402 KETCH WAY UNIT 402 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

402 KETCH WAY UNIT 402 FAQs

What would the monthly payment be for 402 KETCH WAY UNIT 402?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,156/mo — principal and interest, the actual property-tax bill, the $1,000/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 402 KETCH WAY UNIT 402?+

The association fee works out to $1,000 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 402 KETCH WAY UNIT 402?+

The most recent tax bill on record (2025) was $2,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 402 KETCH WAY UNIT 402?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Nokomis?+

At $439,900, this home is listed about 14% below the Nokomis median of $512,000. The market section on this page shows how the area is trending.

Which schools are assigned to 402 KETCH WAY UNIT 402?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $1,000/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMMUNITY REALTY ASSOCIATES · Douglas Addeo. MLS #TB8519490.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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