
3099 HERITAGE PINES DRIVE, FORT MYERS, FL, 33905
Active55 days on marketListed Jun 16, 2026MLS #TB8519480
About this home
3099 HERITAGE PINES DRIVE
Virtually Staged. You've worked hard for this. Verandah is what that looks like on the other side. Behind the gates of this Fort Myers community, life slows down in the best possible way. Thirty-six holes of CHAMPIONSHIP GOLF designed by Jack Nicklaus and Bob Cupp give you plenty of reasons to get outside, and the River House — a beautifully renovated waterfront clubhouse overlooking the Orange River — gives you a great reason to stay in. PICKLEBALL, TENNIS, KAYAKING, WALKING TRAILS, a RESORT-STYLE POOL, SPA, and FITNESS CENTER round out a lifestyle that most people only dream about. Here, it's just a regular Tuesday. The home itself is the TRIUMPH floor plan by Neal Communities — 2,332 SQUARE FEET of single-story living with 3 BEDROOMS, 3 FULL BATHS, a POWDER BATH, and a dedicated MEDIA ROOM. The RECESSED CEILING PACKAGE in the Great Room and Primary Suite sets an elevated tone the moment you walk in. A POCKET SLIDING GLASS DOOR opens the living space seamlessly to the SCREENED LANAI, where an OUTDOOR KITCHEN ROUGH-IN (block wall, gas stub-out, plumbing, and dedicated refrigerator circuit) and POOL PRE-WIRE are already in place — ready for your vision. Inside, no detail was left to chance. WOOD-LOOK TILE flows throughout the main living areas, Media Room, and Primary Suite. The CHEF'S KITCHEN features GE STAINLESS STEEL APPLIANCES with a SLIDE-IN GAS RANGE, a LEVEL 6 STONE TILE BACKSPLASH installed vertically, ETHEREAL WHITE QUARTZ countertops, SOFT-CLOSE DOVETAIL CABINETRY, a TRASH PULL-OUT, REFRIGERATOR ENCLOSURE, ROLL-OUT SHELVES, POT AND PAN DRAWERS, and UNDER-CABINET LED LIGHTING. The PRIMARY BATH is a true retreat — OVERSIZED WALL TILE TO THE CEILING, dual sinks with a DOUBLE BANK OF DRAWERS, a WALK-IN SHOWER with listello accent band and recessed niche, and a COMFORT-HEIGHT KOHLER TOILET. WHOLE-HOUSE IMPACT GLASS, NATURAL GAS, an EXTENDED 2-CAR GARAGE, IMPACT FRONT ENTRY DOOR, 8-FOOT INTERIOR DOORS throughout, and a 10-YEAR STRUCTURAL WARRANTY round out a home built to perform as beautifully as it looks. This is your opportunity to stop visiting Florida and start living it. A home like this — in a community like this — doesn't come along twice.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,332
Sqft
0.25 ac
Lot size
2
Garage
2026
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,257 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,257/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.8%
$/sqft vs Fort Myers actives
$217 vs $216
Days on market
55 vs 63 typical
Where $217/sqft sits among the 165 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Verandah
Get to know Fort Myers. See the full Fort Myers guide →
Verandah — neighborhood snapshot
Population
1,769
Median age
67
Median income
$118,256
Median home value
$474,173
Avg household
2
Households w/ children
20%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $305K
Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
55 of 165
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the FORT MYERS 33905 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 3099 HERITAGE PINES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$589,000
13388 JOURNEYS END
3 bd · 3 ba · 2,355 sqft · $250/sqft · 53 DOM
Sold · Mar ’26$589,000
13388 Journeys End, Fort Myers FL 33905View
3 bd · 3 ba · 2,355 sqft · $250/sqft · 53 DOM
Sold · Mar ’26$355,000
13769 RIVER FOREST DRIVE
3 bd · 3 ba · 2,308 sqft · $154/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3099 HERITAGE PINES DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3099 HERITAGE PINES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3099 HERITAGE PINES DRIVE FAQs
What would the monthly payment be for 3099 HERITAGE PINES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,257/mo — principal and interest, the actual property-tax bill, the $636/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3099 HERITAGE PINES DRIVE?+
The association fee works out to $636 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3099 HERITAGE PINES DRIVE?+
The most recent tax bill on record (2025) was $3,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3099 HERITAGE PINES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $507,000, this home is listed about 53% above the Fort Myers median of $331,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3099 HERITAGE PINES DRIVE?+
Riverdale High School (high), Oak Hammock Middle School (middle), Manatee Elementary School (elementary), River Hall Elementary School (elementary), Orange River Elementary School (elementary), Tice Elementary School (elementary), James Stephens Elementary School (elementary), Harns Marsh Middle School (middle), Varsity Lakes Middle School (middle), Lehigh Senior High School (high), Gateway High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$507,000 runs 79% above the FORT MYERS 33905 median — but at 2,332 sqft it's also 41% larger than the typical Fort Myers listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $636/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Amanda Lebiszczak. MLS #TB8519480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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