140 MARCDALE BOULEVARD, INDIAN ROCKS BEACH, FL, 33785
Active39 days on marketListed Jun 15, 2026MLS #TB8519337
Come see it
Upcoming open house
Sun, Jul 26
12:00 PM – 3:00 PM
Open House Sunday, July 26, 2026 from 12:00-3:00 PM. Hosted by Melody Gallion.
About this home
140 MARCDALE BOULEVARD
Live the Ultimate Coastal Lifestyle in this fully renovated, Coastal Contemporary 3-bed, 3-bath, 1,656 sq ft Waterfront Townhome with a Deeded Boat slip and expansive Tandem garage with extensive built-ins & storage in the prestigious Sunset Bay Townhome Community of Indian Rocks Beach. Perfectly positioned on the tranquil Intracoastal Waterway, this boater-friendly residence offers unobstructed waterfront views with the Bay and Gulf of Mexico just minutes away. This freshly re-crafted, open-concept home is filled with natural light, soft coastal hues, two (2) waterfront balconies, lower-level paver patio overlooking the water and beautifully renovated interiors. An Atrium-style entry with shaded seating leads to a nautical, beach-chic Foyer and warm wood staircase ascending to the stunning Main level. The Main level / second floor features an expansive Great Room with Island-inspired tones, porcelain plank tile, an elegant marble Fireplace, and a balcony overlooking the Intracoastal. The seaside-modern Kitchen showcases an extended buffet, designer shaker cabinetry, marble countertops, crown molding, oversized social island, tropical stacked glass subway tile, and stainless-steel appliances—perfect for the Chef who loves to stay connected. A main-level Ensuite Bedroom with high ceilings and a beautifully reworked full Bath is ideal for guests. The Upper-level / third floor Primary Suite offers vaulted ceilings, warm coastal colors, a private waterfront balcony, and a shoreline-chic designer bath with a large shower, double-sink vanity, shiplap accents, and large porcelain tile walls. The transformed walk-in closet features a wood organizer and shelving, high ceiling, and skylight. A second upper-level ensuite bedroom with large windows and artfully angled vaulted ceilings and a renovated ensuite bath completes the upper level. Additional value-added features include a lower-level waterfront extended travertine patio in back, outside the garage, newer Impact-rated sliding glass doors and windows, plantation shutters, three (3) Ensuite bedrooms, Porcelain plank tile flooring, Deeded Boat Slip with a new Lift installed in 2021, new Boat Docks, electric and Seawall caps! Sunset Bay is a boutique 30-unit community with a resort-style heated pool and spa, low HOA fees, and pet-friendly policies (large dogs allowed). Located in the heart of Indian Rocks Beach, golf-cart friendly with parks, playgrounds, a boat ramp, beach access, and vibrant local shops and restaurants—this residence is impeccably prepared for immediate enjoyment. Coastal Elegance meets Modern Luxury in this exceptional Contemporary Waterfront retreat that's a true Boater's Delight!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,656
Sqft
0.02 ac
Lot size
2
Garage
1998
Year built
Three Or More
Levels
$452
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,694 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,694/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs Indian Rocks Beach actives
$452 vs $594
Days on market
39 vs 48 typical
Where $452/sqft sits among the 91 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
49 of 91
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 MARCDALE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$495,000
205 MARCDALE BOULEVARD · same community
3 bd · 3 ba · 1,656 sqft · $299/sqft · 167 DOM
Sold · Jan ’26$707,000
122 MARCDALE BOULEVARD · same community
3 bd · 3 ba · 1,656 sqft · $427/sqft · 62 DOM
Sold · Mar ’26$410,000
10428 137TH LANE
3 bd · 2 ba · 1,662 sqft · $247/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 MARCDALE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 MARCDALE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
140 MARCDALE BOULEVARD FAQs
What would the monthly payment be for 140 MARCDALE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,694/mo — principal and interest, the actual property-tax bill, the $834/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 140 MARCDALE BOULEVARD?+
The association fee works out to $834 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 140 MARCDALE BOULEVARD?+
The most recent tax bill on record (2025) was $4,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 MARCDALE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $749,000, this home is listed about 5% above the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 140 MARCDALE BOULEVARD?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $834/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Rich Rippetoe. MLS #TB8519337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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