David Ramirez
$3,997,0004 bd3 ba3,620 sqft$1,104 /sqft$28,938 /mo all-in ↓

19816 GULF BOULEVARD UNIT 501, INDIAN SHORES, FL, 33785

Active58 days on marketListed Jun 14, 2026MLS #TB8519127

WaterfrontCondominiumONELLA CONDO

About this home

19816 GULF BOULEVARD UNIT 501

Experience the pinnacle of Gulf-front luxury at Onella, an exclusive boutique residence built in 2018 to modern construction standards, where sophisticated design meets the relaxed elegance of coastal living. From the moment you arrive, private coded elevator access, a private entry, along with a dedicated in-unit security system, provide exceptional privacy and peace of mind. Inside, meticulous care and unmistakable pride of ownership are evident in every detail. High-end designer finishes, thoughtful craftsmanship, and a laid-back beach vibe create an atmosphere that is both refined and inviting, while breathtaking south, east, and Gulf views become the backdrop to everyday life from virtually every room. The expansive family room is designed for gathering and unwinding, anchored by a sleek linear fireplace and framed by a wall of hurricane-strength sliders that maximize the endless unobstructed Gulf vistas while providing privacy and protection. These doors open to an incredible 600-square-foot terrace featuring multiple shaded seating and dining areas, complete with a SunBrite outdoor television, creating an extraordinary space for entertaining or simply enjoying spectacular sunsets over the water. The chef's kitchen is equally impressive, showcasing a dramatic waterfall-edge island, premium appliances including an induction cooktop, Subzero refrigerator and wine refrigerator, and instant hot and cold filtered water at the sink. Adjacent to the dining room, a stunning dry bar with illuminated quartz countertops and dual Subzero refrigerated drawers makes hosting effortless. The primary suite is a private sanctuary where walls of glass fill the room with natural light and provide direct terrace access to the soothing sights and sounds of the Gulf. A custom walk-in closet complements the spa-inspired ensuite, complete with a luxurious soaking tub, expansive walk-in shower, dual vanities, and exquisite custom tile work. A versatile flex room with distinctive alligator-embossed plaster walls, an African Labradorite countertop, and stunning south Gulf views serves perfectly as an executive office or additional guest retreat. A second guest suite also enjoys captivating Gulf views, while the third guest room overlooks the sparkling Intracoastal Waterway, each offering its own beautifully appointed ensuite bath for ultimate comfort and privacy. Every convenience has been thoughtfully incorporated, including a spacious laundry room, abundant storage, Lutron automatic shades, wraparound hurricane shutters, dual HVAC systems, a water softener, and a tankless water heater discreetly located outside the residence for added privacy and efficiency. The private oversized two-car garage features epoxy floors and slat-wall organization, while residents and guests benefit from eight dedicated guest parking spaces, including two garage spaces. Beyond your front door, resort-style amenities elevate the experience with private beach access, a Gulf-front pool and spa, grilling area, and an outdoor shower, allowing every day to feel like a vacation. Ideally located in the beautiful seaside town of Indian Shores, this exceptional residence offers an unparalleled combination of modern construction, uncompromising luxury, breathtaking views, and the effortless coastal lifestyle that defines Florida's Gulf Coast.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,620

Sqft

0.75 ac

Lot size

2

Garage

2018

Year built

One

Levels

$1,104

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCarpet · Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · Elevator · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationStilt/On Piling
ViewWater
FacesEast
ParkingDeeded · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Oversized
ExteriorBalcony · Outdoor Grill · Private Mailbox · Sliding Doors

Community & fees

HOA fee$2,086/mo
Taxes (2025)$43,508/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$28,938 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,568
PMI (est., until 20% equity)$1,499
Property tax — 2025 actual bill$3,626
Condo fee — from the listing$2,086
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $399,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $399,700
Interest rate6.00%
Loan term

Estimated payment

$28,938/mo

Principal & interest$21,568
PMI (est., until 20% equity)$1,499
Property taxes (actual bill)$3,626
HOA / condo fee$2,086
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Shores actives

$1,104 vs $568

Days on market

58 vs 97 typical

Where $1,104/sqft sits among the 84 Indian Shores actives

18
26
19
11
2
8 · this home
$295–437$437–579$579–721$721–863$863–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19816 GULF BOULEVARD UNIT 501

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

41 of 84

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 465% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Jun 14, 2026Listed at $3,997,000 · 58 days on market since
2018Built · ONELLA CONDO

Reality check

What actually sold near 19816 GULF BOULEVARD UNIT 501

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19816 GULF BOULEVARD UNIT 602Sold · Feb ’26

$3,825,000

19816 GULF BOULEVARD UNIT 602 · same community

4 bd · 4 ba · 4,308 sqft · $888/sqft · 255 DOM

19130 GULF BOULEVARD UNIT V4Sold · Jul ’26

$2,500,000

19130 GULF BOULEVARD UNIT V4

4 bd · 4 ba · 3,545 sqft · $705/sqft · 20 DOM

7591 HARBOR VIEW WAYSold · Nov ’25

$750,000

7591 HARBOR VIEW WAY

4 bd · 3 ba · 3,471 sqft · $216/sqft · 200 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19816 GULF BOULEVARD UNIT 501 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19816 GULF BOULEVARD UNIT 501 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19816 GULF BOULEVARD UNIT 501 FAQs

What would the monthly payment be for 19816 GULF BOULEVARD UNIT 501?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,938/mo — principal and interest, the actual property-tax bill, the $2,086/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19816 GULF BOULEVARD UNIT 501?+

The association fee works out to $2,086 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19816 GULF BOULEVARD UNIT 501?+

The most recent tax bill on record (2025) was $43,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19816 GULF BOULEVARD UNIT 501?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $3,997,000, this home is listed about 480% above the Indian Shores median of $689,450. The market section on this page shows how the area is trending.

Which schools are assigned to 19816 GULF BOULEVARD UNIT 501?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,997,000 runs 465% above the INDIAN SHORES 33785 median — but at 3,620 sqft it's also nearly 3 times the size of the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,086/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8519127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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