David Ramirez
$4,150,000$4,395,0003 bd3 ba3,620 sqft$1,146 /sqft$28,459 /mo all-in ↓

19816 GULF BOULEVARD UNIT 201, INDIAN SHORES, FL, 33785

Active152 days on marketListed Mar 10, 2026MLS #TB8484897

Reduced $245KWaterfrontPrivate poolFully furnishedCondominiumONELLA CONDO

About this home

19816 GULF BOULEVARD UNIT 201

FULLY FURNISHED.. Wake to the sound of waves and uninterrupted Gulf views in this exceptional beachfront residence, where every detail—from the designer furnishings to the curated artwork and statement lighting—has been thoughtfully selected to create a home that feels both sophisticated and effortlessly inviting. Rather than starting from scratch, you step into a space where the design vision has already been realized, with high-end pieces and custom finishes that elevate the entire living experience. What sets this residence apart is its rare ability to live like a true beachfront home. With direct access to the outdoors, pool, beach, and private garage—without the need to rely on elevators or interior common areas—it offers a unique “beach house” feel, paired with the ease and convenience of luxury condominium living. Arrival feels private and elevated. A secure elevator opens directly into your personal foyer, revealing interiors filled with natural light and framed by sweeping water views. Expansive glass doors draw the horizon inside, while the open living spaces flow naturally toward the Gulf-front terrace beyond. The main living area was designed to embrace the surrounding scenery. Floor-to-ceiling glass leads to a remarkable beachfront balcony of nearly 700 square feet, creating a setting that feels suspended above the shoreline. Morning coffee arrives with soft sea breezes and endless water views, while evenings unfold with vibrant sunsets stretching across the horizon. A private spiral staircase connects the terrace directly to the pool deck below, offering an easy transition from your residence to the water’s edge. The kitchen blends striking design with professional-grade performance. A dramatic oversized island anchors the space, surrounded by sleek custom cabinetry, sculptural lighting, and premium Sub-Zero and Wolf appliances. A built-in bar with seating for seven creates a natural gathering point—ideal for casual meals, cocktails with friends, or lingering conversations long after dinner ends. The primary suite is positioned along the Gulf, where expansive windows keep the water in view from the moment the day begins. Private terrace access allows the outdoors to become part of the daily routine, whether enjoying the quiet calm of early morning or the glow of sunset. The spa-inspired bath features a freestanding soaking tub, an oversized walk-in shower with rainfall and dual fixtures, and a floating vanity illuminated with soft LED lighting. A custom California-style closet offers generous floor-to-ceiling storage. A dedicated lounge and wine room introduces a more intimate space within the residence. Custom cabinetry and multiple wine refrigerators create a setting designed for evening cocktails, conversation, and relaxed entertaining. Two guest suites offer privacy and comfort, each with its own beautifully finished bath and access to a second balcony overlooking the intracoastal. At night, the glow of lights provide a completely different atmosphere from the Gulf-facing side of the home. Additional features include a rare private, oversized 2.5-car garage with ample storage, an in-unit trash chute, and a whole-home water softener system. With only ten residences in the building, the setting remains quiet and exclusive. Residents enjoy direct beach access along with a heated pool, spa, and outdoor gathering areas just steps from the sand—creating a rare blend of privacy, design, and beachfront living along the Gulf.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,620

Sqft

0 ac

Lot size

2

Garage

2018

Year built

One

Levels

$1,146

Per sqft

Private poolWaterfrontFireplacePool & Water viewFurnishedPets allowed

Inside

FlooringTile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Purifier · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Dry Bar · Eating Space In Kitchen · Elevator · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Metal
ConstructionBlock · Stucco
FoundationStilt/On Piling
ViewPool · Water
FacesEast
ParkingGarage Door Opener · Ground Level · Guest · Under Building
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$52,197/yr
PetsYes
CommunityGulf/Ocean Front · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$28,459 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,393
PMI (est., until 20% equity)$1,556
Property tax — 2025 actual bill$4,350
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $415,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $415,000
Interest rate6.00%
Loan term

Estimated payment

$28,459/mo

Principal & interest$22,393
PMI (est., until 20% equity)$1,556
Property taxes (actual bill)$4,350
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Shores actives

$1,146 vs $557

Days on market

152 vs 90 typical

Where $1,146/sqft sits among the 86 Indian Shores actives

18
28
19
11
2
8 · this home
$295–437$437–579$579–721$721–863$863–1005$1005+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Map of 19816 GULF BOULEVARD UNIT 201

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

40 of 86

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 476% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,150,000 $245K
Mar 10, 2026Listed at $4,395,000 · 152 days on market since
2018Built · ONELLA CONDO

Reality check

What actually sold near 19816 GULF BOULEVARD UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19816 GULF BOULEVARD UNIT 602Sold · Feb ’26

$3,825,000

19816 GULF BOULEVARD UNIT 602 · same community

4 bd · 4 ba · 4,308 sqft · $888/sqft · 255 DOM

19130 GULF BOULEVARD UNIT V4Sold · Jul ’26

$2,500,000

19130 GULF BOULEVARD UNIT V4

4 bd · 4 ba · 3,545 sqft · $705/sqft · 20 DOM

7591 HARBOR VIEW WAYSold · Nov ’25

$750,000

7591 HARBOR VIEW WAY

4 bd · 3 ba · 3,471 sqft · $216/sqft · 200 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19816 GULF BOULEVARD UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19816 GULF BOULEVARD UNIT 201 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19816 GULF BOULEVARD UNIT 201 FAQs

What would the monthly payment be for 19816 GULF BOULEVARD UNIT 201?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19816 GULF BOULEVARD UNIT 201?+

The most recent tax bill on record (2025) was $52,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19816 GULF BOULEVARD UNIT 201?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $4,150,000, this home is listed about 525% above the Indian Shores median of $664,500. The market section on this page shows how the area is trending.

Which schools are assigned to 19816 GULF BOULEVARD UNIT 201?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$4,150,000 runs 476% above the INDIAN SHORES 33785 median — but at 3,620 sqft it's also nearly 3 times the size of the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $4,395,000, now $4,150,000 — a $245K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Melinda Persuitte. MLS #TB8484897.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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