David Ramirez
$115,000$135,0001 bd1.5 ba925 sqft$124 /sqft$957 /mo all-in ↓

4705 1ST STREET NE UNIT 138, ST PETERSBURG, FL, 33703

Active60 days on marketListed Jun 19, 2026MLS #TB8519056

Priced 72% below the ST PETERSBURG 33703 medianReduced $20KCondominiumWINSTON PARK NORTHEAST

About this home

4705 1ST STREET NE UNIT 138

Welcome home to an inviting first-floor 1 BR 1.5 Bath condo in the highly desirable 55+ community of Winston Park Northeast. Walk out the back door and you are just a few steps to the pool and clubhouse. Just minutes from vibrant downtown St. Petersburg and the waterfront parks. This well-maintained complex offers a relaxed Florida lifestyle with beautifully kept grounds, a heated pool, and an active social scene. The owner has installed all new laminate flooring, lower kitchen cabinets, and other new finishes. WITH AN ACCEPTABLE OFFER, SELLER AGREES TO GIVE THE BUYER A $3000.00 CREDIT AT CLOSING FOR REPLACEMENT OF APPLIANCES. Enjoy the convenience of being close to shopping, restaurants, and everyday services, many of which are within walking distance. Residents appreciate easy access to public transportation as well as quick connections to Tampa, airports, and award-winning Gulf beaches. Winston Park Northeast is known for its friendly atmosphere and pride of ownership, with amenities that include a clubhouse, shuffleboard, and organized community activities. The condo building provides laundry facilities and elevator access for upper floors, and the community is professionally managed and very well maintained. This is a fantastic opportunity to enjoy low-maintenance living in a sought-after 55+ St. Pete community, whether you are downsizing, looking for a seasonal retreat, or ready to make the move to a more carefree lifestyle. With its great location, strong community feel, and attractive amenities, Winston Park Northeast continues to be one of Northeast St. Petersburg’s best-kept secrets.

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

925

Sqft

3.46 ac

Lot size

1971

Year built

One

Levels

$124

Per sqft

City view55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDisposal · Electric Water Heater · Exhaust Fan · Range Hood
InteriorCeiling Fan(s)
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock · Wood Frame
FoundationSlab
ViewCity
FacesEast
ParkingOff Street
ExteriorCourtyard · Lighting · Private Entrance · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$830/yr
PetsCats OK
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$957 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$69
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$957/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$69
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $115K
$89KedgeAI estimate $123,787 · range $93K$139K$144K

vs edgeAI estimate

−7.1%

$/sqft vs WINSTON PARK NORTHEAST

$124 vs $145

Days on market

60 vs 58 typical

Where $124/sqft sits among the 38 homes for sale in WINSTON PARK NORTHEAST

10 · this home
15
2
6
2
3
$113–134$134–154$154–175$175–195$195–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winston Park Northeast

Map of 4705 1ST STREET NE UNIT 138 inside its neighborhood boundary

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Winston Park Northeast — neighborhood snapshot

Population

775

Median age

72

Median income

$31,923

Median home value

$154,600

Avg household

1

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

16 of 38

WINSTON PARK NORTHEAST have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $115,000 $20K
Jun 19, 2026Listed at $135,000 · 60 days on market since
1971Built · WINSTON PARK NORTHEAST

Reality check

What actually sold near 4705 1ST STREET NE UNIT 138

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4705 1ST STREET NE UNIT 326Sold · Sep ’25

$190,000

4705 1ST STREET NE UNIT 326 · same community

1 bd · 1.5 ba · 925 sqft · $205/sqft · 71 DOM

4920 LOCUST STREET NE UNIT 204Sold · Apr ’26

$116,500

4920 LOCUST STREET NE UNIT 204 · same community

1 bd · 1.5 ba · 930 sqft · $125/sqft · 34 DOM

5095 BAY STREET NE UNIT 205Sold · Mar ’26

$165,000

5095 BAY STREET NE UNIT 205 · same community

1 bd · 1.5 ba · 930 sqft · $177/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4705 1ST STREET NE UNIT 138 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4705 1ST STREET NE UNIT 138 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

4705 1ST STREET NE UNIT 138 FAQs

What would the monthly payment be for 4705 1ST STREET NE UNIT 138?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $957/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4705 1ST STREET NE UNIT 138?+

The most recent tax bill on record (2025) was $830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4705 1ST STREET NE UNIT 138?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $115,000, this home is listed about 74% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4705 1ST STREET NE UNIT 138?+

North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33703 market on paper

$115,000 is 72% below the ST PETERSBURG 33703 median of $412,500, and at $124/sqft it sits under the St Petersburg average of $380.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $135,000, now $115,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of GENSTONE REALTY · John Blevins. MLS #TB8519056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 4705 1ST STREET NE UNIT 138 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 18, 2026 at 9:38 PM UTC. The listing information on this page last changed on August 18, 2026 at 9:38 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 18, 2026 at 9:38 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 18, 2026 at 9:38 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

4705 1ST STREET NE UNIT 138, ST PETERSBURG, FL — 1 Bed, 1.5 Bath — $115,000 | CENTURY 21 Edge