4720 LOCUST STREET NE UNIT 314, ST PETERSBURG, FL, 33703
Active55 days on marketListed Jun 23, 2026MLS #TB8517385
About this home
4720 LOCUST STREET NE UNIT 314
Charming 1-Bedroom Condo in Popular Winston Park Community Welcome to this bright and inviting 1-bedroom, 1-bath condominium located in the highly sought-after Winston Park Condominium community. This well maintained residence offers peaceful views of beautifully landscaped, park-like grounds, creating a serence setting to enjoy every day. The spacious living and dining areas provide a comfortable layout for relaxing or entertaining while large windows bring in abundant natural lught and showcase the lush green surroundings. The bedroom offers ample space and storage, and the full bath is conveniently located for both residents and guests. Residents of Winston Park enjoy an active and welcoming lifestyle with access to a sparkling community pool, clubhouse, and a variety of social activities and events throughout the year. Whether you're looking to unwind by the pool, meet neighbors at commmunity gatherings, or simply enjoy the beautifully maintained grounds, this community has something for everyone. Ideally situated near shopping, dining, parks, and downtown amenities, this condo offers the perfect combination, convenience, and community living.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
825
Sqft
1973
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,636 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,636/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.2%
$/sqft vs WINSTON PARK NORTHEAST
$127 vs $145
Days on market
55 vs 57 typical
Where $127/sqft sits among the 38 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 38
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4720 LOCUST STREET NE UNIT 314
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$90,000
4890 BAY ST NE UNIT 324 · same community
1 bd · 1 ba · 790 sqft · $114/sqft · 13 DOM
Sold · May ’26$120,000
4885 1ST STREET NE UNIT 212 · same community
1 bd · 1 ba · 790 sqft · $152/sqft · 8 DOM
Sold · Mar ’26$130,000
4710 BAY STREET NE UNIT 109 · same community
1 bd · 1 ba · 790 sqft · $165/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4720 LOCUST STREET NE UNIT 314 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4720 LOCUST STREET NE UNIT 314 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4720 LOCUST STREET NE UNIT 314 FAQs
What would the monthly payment be for 4720 LOCUST STREET NE UNIT 314?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,636/mo — principal and interest, the actual property-tax bill, the $650/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4720 LOCUST STREET NE UNIT 314?+
The association fee works out to $650 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4720 LOCUST STREET NE UNIT 314?+
The most recent tax bill on record (2025) was $1,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4720 LOCUST STREET NE UNIT 314?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $105,000, this home is listed about 76% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4720 LOCUST STREET NE UNIT 314?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOFACKER & ASSOCIATES INC · Mary Carney. MLS #TB8517385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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