10654 HOLGATE STREET, NEW PORT RICHEY, FL, 34654
Active55 days on marketListed Jun 19, 2026MLS #TB8518869
About this home
10654 HOLGATE STREET
Discover the perfect blend of comfort, space, and freedom in this beautifully maintained 2004 double-wide mobile home located in Moon Lake Estates in desirable New Port Richey. Situated on two spacious lots along a private road, this property offers plenty of room for your RV, boat, trailers, and outdoor toys with no HOA and no CDD fees. Whether you're searching for a full-time residence, seasonal getaway, or Florida vacation home, this move-in-ready property delivers exceptional value and flexibility. Even better, all furnishings currently in the home are included, making this a truly turnkey opportunity for a primary residence, winter retreat, or investment property. Inside, you'll find a bright and airy open floor plan featuring high ceilings, abundant natural light, and a desirable split-bedroom layout. The spacious kitchen serves as the heart of the home with a large center island offering plenty of seating space for family gatherings, casual dining, and entertaining. The private primary suite is thoughtfully positioned away from the secondary bedroom and features a generous walk-in closet and an ensuite bathroom with a walk-in shower. Additional highlights include a tankless water heater and a commercial-grade Maytag washer and dryer for added convenience. Recent improvements provide peace of mind, including a brand-new roof installed in 2025. The property is also equipped with a comprehensive Lorex security system featuring seven installed cameras, wired for up to sixteen, with remote viewing capabilities from both your smartphone and the in-home monitor. Three cameras offer pan, tilt, and zoom functionality for enhanced security coverage. Step outside and enjoy Florida living at its best. The detached garage provides additional storage and workspace, while the large paved rear patio offers the perfect setting for entertaining, grilling, relaxing around a firepit, or enjoying evenings under the stars. Conveniently located near shopping, dining, medical facilities, and everyday conveniences, this home also offers easy access to local parks, recreation areas, and outdoor destinations. Nature lovers will appreciate the proximity to Pasco Palms Preserve and Eagle Point Park, where scenic trails, fishing opportunities, and beautiful Gulf Coast surroundings await. With convenient access to major roadways, commuting throughout the Tampa Bay area and reaching nearby Gulf beaches is quick and easy. Enjoy the privacy of a quiet residential setting while remaining close to everything New Port Richey has to offer. This unique property is a rare opportunity to own a spacious piece of Florida living with room to grow, relax, and enjoy the lifestyle you've been looking for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.27 ac
Lot size
1
Garage
2004
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs MOON LAKE ESTATES
$177 vs $167
Days on market
55 vs 53 typical
Where $177/sqft sits among the 33 homes for sale in MOON LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
20 of 33
MOON LAKE ESTATES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 10654 HOLGATE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$135,000
10615 LISLE STREET · same community
3 bd · 2 ba · 960 sqft · $141/sqft · 4 DOM
Sold · May ’26$350,000
12005 WREN COURT · same community
2 bd · 2 ba · 962 sqft · $364/sqft · 60 DOM
Sold · Jan ’26$99,000
12634 CORONADO WAY · same community
3 bd · 1 ba · 924 sqft · $107/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10654 HOLGATE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10654 HOLGATE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10654 HOLGATE STREET FAQs
What would the monthly payment be for 10654 HOLGATE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,279/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10654 HOLGATE STREET?+
The most recent tax bill on record (2025) was $521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10654 HOLGATE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $169,900, this home is listed about 40% below the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10654 HOLGATE STREET?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8518869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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