4086 13TH LANE NE, ST PETERSBURG, FL, 33703
Active57 days on marketListed Jun 13, 2026MLS #TB8518407
About this home
4086 13TH LANE NE
Under Construction. 3,087 sq ft home delivers premium finishes, bespoke cabinetry, and a beautifully appointed kitchen with a separate butler’s pantry and second dishwasher. The main-floor primary suite and elevator access throughout the home add everyday convenience. Enjoy more than 1,800 sq ft of covered outdoor living, complete with a full outdoor kitchen. A whole-home generator and natural gas service provide peace of mind, while boaters will appreciate the excellent bridge clearance and quick access to Tampa Bay. Patrician Point is uniquely positioned as the only subdivision in the Shore Acres/Snell Isle area without the localized street flooding common to its neighbors. The passively-cooled bonus area/office also serves as the home’s fourth bedroom, offering flexible use for guests or workspace needs. A rare opportunity to own a custom-built luxury residence in one of St. Petersburg’s premier waterfront enclaves.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,087
Sqft
0.18 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$858
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,654 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,654/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+54.7%
$/sqft vs St Petersburg actives
$858 vs $326
Days on market
57 vs 55 typical
Where $858/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Patrician Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Patrician Point — neighborhood snapshot
Population
747
Median age
41
Median income
$176,902
Median home value
$587,961
Avg household
3
Households w/ children
103
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 532% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4086 13TH LANE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,020,000
1427 40TH AVENUE NE · same community
4 bd · 3 ba · 3,001 sqft · $340/sqft · 0 DOM
Sold · Jun ’26$923,000
3876 SHORE ACRES BOULEVARD NE · same community
4 bd · 3.5 ba · 3,321 sqft · $278/sqft · 77 DOM
Sold · May ’26$1,050,000
4100 13TH LANE NE · same community
3 bd · 3 ba · 2,429 sqft · $432/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4086 13TH LANE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4086 13TH LANE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4086 13TH LANE NE FAQs
What would the monthly payment be for 4086 13TH LANE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,654/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4086 13TH LANE NE?+
The most recent tax bill on record (2025) was $14,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4086 13TH LANE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,649,000, this home is listed about 516% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4086 13TH LANE NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,649,000 runs 532% above the ST PETERSBURG 33703 median — but at 3,087 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME LUXE COASTAL · Marsh Bilby. MLS #TB8518407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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