4091 13TH WAY NE, ST PETERSBURG, FL, 33703
Active3 days on marketListed Aug 5, 2026MLS #TB8535576
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About this home
4091 13TH WAY NE
The difference between a renovated home and a designer’s home is immediately apparent. Every room tells a story, every finish has a purpose, and every space simply feels right. This exceptional waterfront residence is the personal home of a respected St. Petersburg interior designer, where every decision was made not for resale, but for the way exceptional design enhances everyday living. The result is a home that feels timeless, intentional, and effortlessly livable. Perfectly positioned on an oversized 1.5-lot with an impressive 118 feet of waterfront, this beautifully reimagined 4-bedroom, 2-bath residence offers a lifestyle as remarkable as its design. Inside, every material, finish, fixture, and detail has been thoughtfully selected to create spaces that are sophisticated yet inviting. Clean lines, layered textures, abundant natural light, and timeless finishes come together to create a home that not only photographs beautifully, but functions beautifully, a distinction that sets true designer homes apart. The outdoor living experience is equally exceptional. A new saltwater pool and spa, complete with both a heater and chiller, anchors the resort-inspired backyard, while the expansive covered lanai and fully equipped outdoor kitchen create the perfect setting for effortless entertaining and everyday relaxation. Whether hosting sunset dinners with friends or enjoying a quiet morning overlooking the water, every outdoor space was designed to celebrate Florida living at its finest. For boating enthusiasts, the composite dock is equipped with power, water, and a 13,000-pound boat lift, providing quick and convenient access to Tampa Bay for everything from sunset cruises to offshore adventures. An oversized two-car garage completes this exceptional offering. Rarely does the opportunity arise to own a home where every design decision has been guided by professional expertise and a deep understanding of how beautiful spaces should live. Every room reflects impeccable taste, thoughtful functionality, and an unwavering commitment to quality, creating a residence that feels as comfortable as it is beautiful. More than a waterfront home, this is a thoughtfully curated living experience where every detail has already been considered allowing you to simply move in, tie up your boat, and enjoy the very best of St. Petersburg waterfront living. Beautifully designed. Thoughtfully lived in. Ready for its next chapter.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,949
Sqft
0.26 ac
Lot size
2
Garage
1968
Year built
One
Levels
$667
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,347 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,347/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+75.7%
$/sqft vs St Petersburg actives
$667 vs $323
Days on market
3 vs 55 typical
Where $667/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Patrician Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Patrician Point — neighborhood snapshot
Population
747
Median age
41
Median income
$176,902
Median home value
$587,961
Avg household
3
Households w/ children
103
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $410K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
217 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 217% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4091 13TH WAY NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$895,000
4295 13TH LANE NE · same community
3 bd · 2.5 ba · 1,930 sqft · $464/sqft · 7 DOM
Sold · Jul ’26$665,000
4000 14TH STREET NE · same community
4 bd · 3 ba · 1,844 sqft · $361/sqft · 101 DOM
Sold · Jul ’26$850,000
3963 14TH STREET NE · same community
3 bd · 2 ba · 1,797 sqft · $473/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4091 13TH WAY NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4091 13TH WAY NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4091 13TH WAY NE FAQs
What would the monthly payment be for 4091 13TH WAY NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4091 13TH WAY NE?+
The most recent tax bill on record (2025) was $8,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4091 13TH WAY NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,299,900, this home is listed about 202% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4091 13TH WAY NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,900 runs 217% above the ST PETERSBURG 33703 median — but at 1,949 sqft it's also 44% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a St Petersburg market that averages 55 — if it fits, move quickly.
04Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sarah Howe. MLS #TB8535576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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