39132 COUNTY RD. 54 UNIT 2056, ZEPHYRHILLS, FL, 33542
Active46 days on marketListed Jun 19, 2026MLS #TB8518322
About this home
39132 COUNTY RD. 54 UNIT 2056
Welcome to easy Florida living in this well-maintained 2-bedroom, 2-bath condominium located in the Talia community of Zephyrhills. This inviting residence offers a functional floor plan with comfortable living spaces, a spacious primary suite, and ample storage throughout. The open living and dining areas provide flexibility for everyday living and entertaining, while the split-bedroom layout offers added privacy for residents and guests. Enjoy a low-maintenance lifestyle in a convenient location close to shopping, dining, medical facilities, parks, and major roadways. Whether you're seeking a year-round residence, seasonal getaway, or investment opportunity, this property offers comfort, convenience, and value in the heart of Zephyrhills. Buyer and buyer's agent are responsible for verifying all information, including room dimensions, square footage, association requirements, fees, restrictions, and leasing policies.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
876
Sqft
0.1 ac
Lot size
1988
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs Zephyrhills actives
$143 vs $176
Days on market
46 vs 47 typical
Where $143/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33542 — neighborhood snapshot
Population
24,306
Median age
51.5
Median income
$49,011
Median home value
$129,900
Avg household
2.29
Households w/ children
2,122
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
207 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 39132 COUNTY RD. 54 UNIT 2056
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
39132 COUNTY ROAD 54 UNIT 2054 · same community
2 bd · 2 ba · 876 sqft · $137/sqft · 175 DOM
Sold · Sep ’25$145,000
39132 COUNTY ROAD 54 UNIT 2220 · same community
2 bd · 2 ba · 864 sqft · $168/sqft · 13 DOM
Sold · Dec ’25$299,800
5150 18TH STREET
3 bd · 1 ba · 873 sqft · $343/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39132 COUNTY RD. 54 UNIT 2056 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39132 COUNTY RD. 54 UNIT 2056 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39132 COUNTY RD. 54 UNIT 2056 FAQs
What would the monthly payment be for 39132 COUNTY RD. 54 UNIT 2056?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39132 COUNTY RD. 54 UNIT 2056?+
The most recent tax bill on record (2025) was $649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39132 COUNTY RD. 54 UNIT 2056?+
The listing reports pets: Breed Restrictions, Cats OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $125,000, this home is listed about 61% below the Zephyrhills median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 39132 COUNTY RD. 54 UNIT 2056?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LAWYERS REAL ESTATE BROKERAGE · Jane Federoff. MLS #TB8518322.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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