David Ramirez
$489,500$499,5002 bd2 ba1,183 sqft$414 /sqft$4,079 /mo all-in ↓

919 NORMANDY TRACE ROAD, TAMPA, FL, 33602

Active43 days on marketListed Jun 11, 2026MLS #TB8518169

Priced 18% below the TAMPA 33602 medianReduced $10KCondominiumISLAND WALK A CONDO

About this home

919 NORMANDY TRACE ROAD

Virtually Staged. Move right into this beautifully updated 2-bedroom, 2-bath residence offering peek-a-boo water views across a tranquil pond, and the coveted lifestyle of Harbour Island — an island oasis in the heart of the city. Recent exterior improvements in this community have greatly modernized the look and feel of the community for today’s discerning buyers. From the moment you arrive at the residence, you’ll enjoy continuous wood flooring throughout the living, dining, kitchen, and both bedrooms. The home lives light, bright, and airy with abundant natural light, light neutral walls, white cabinetry, granite countertops, high ceilings, and crown molding. A screened, covered balcony provides the perfect perch to watch cruise ships glide by. Recent upgrades include a new impact-rated sliding door and bedroom windows, offering peace of mind, energy efficiency, and a noticeably quiet interior environment. The spacious great room features a custom feature wall with built-ins, creating warmth and an ideal backdrop for your television. Both bedrooms include custom-built walk-in closets, fully updated baths, and are generously sized to accommodate king-size beds. A rare and valuable highlight is the private, attached one-car garage—not commonly found at this price point—complete with built-in shelving for exceptional storage. The location of this residence is also ideal, positioned directly adjacent to ample guest parking, perfect for a second vehicle or visiting guests. Inside the Island Walk community you’ll enjoy resort style amenities with a gorgeous pool, spa, fitness center, clubroom, playground and tennis courts (currently in process of being renovated). Harbour Island is a master-planned, 24-hour gated community offering unmatched convenience to restaurants, arts, entertainment, and waterfront experiences. Walk to five restaurants and Starbucks right on the island or cross the bridge to connect to Water Street Tampa, Sparkman Wharf, Benchmark International Arena, or Tampa’s scenic Riverwalk. Then return home to your private sanctuary in the heart of the city. This property offers exceptional value at this price point and is positioned competitively among current offerings. So, what are you waiting for? Hurry . . . . This won’t last forever!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,183

Sqft

0 ac

Lot size

1

Garage

1991

Year built

Two

Levels

$414

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Ground Level · Guest
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$9,847/yr
PetsYes
CommunityCanal Front · Water Access · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,079 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,882
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$821
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,133Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,133
Interest rate6.00%
Loan term

Estimated payment

$4,079/mo

Principal & interest$2,882
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$821
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$438KedgeAI estimate $510,003 · range $457K$584K$608K

vs edgeAI estimate

−4%

$/sqft vs Tampa actives

$414 vs $303

Days on market

43 vs 33 typical

Where $414/sqft sits among the 400 Tampa actives

205
105 · this home
32
19
14
25
$151–305$305–460$460–614$614–769$769–923$923+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 919 NORMANDY TRACE ROAD

Drive times from this address

Downtown Tampa3 min
Tampa Int’l Airport (TPA)17 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33602 — neighborhood snapshot

Population

19,694

Median age

35.2

Median income

$88,569

Median home value

$560,400

Avg household

1.78

Households w/ children

1,289

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

181 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the TAMPA 33602 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,500 $10K
Jun 11, 2026Listed at $499,500 · 43 days on market since
1991Built · ISLAND WALK A CONDO

Reality check

What actually sold near 919 NORMANDY TRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

913 NORMANDY TRACE ROAD UNIT 913Sold · Jun ’26

$500,000

913 NORMANDY TRACE ROAD UNIT 913 · same community

2 bd · 2 ba · 1,183 sqft · $423/sqft · 7 DOM

611 ARBOR LAKE LANESold · Nov ’25

$415,000

611 ARBOR LAKE LANE · same community

2 bd · 2 ba · 1,068 sqft · $389/sqft · 47 DOM

810 ISLAND WALK DRIVE UNIT 810Sold · Jan ’26

$468,000

810 ISLAND WALK DRIVE UNIT 810 · same community

3 bd · 2 ba · 1,410 sqft · $332/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 919 NORMANDY TRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 919 NORMANDY TRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

919 NORMANDY TRACE ROAD FAQs

What would the monthly payment be for 919 NORMANDY TRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 919 NORMANDY TRACE ROAD?+

The most recent tax bill on record (2025) was $9,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 919 NORMANDY TRACE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $489,500, this home is listed about 5% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 919 NORMANDY TRACE ROAD?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAMPA 33602 market on paper

$489,500 is 18% below the TAMPA 33602 median of $597,500.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $499,500, now $489,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Traci Burns. MLS #TB8518169.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 919 NORMANDY TRACE ROAD but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 9:21 PM UTC. The listing information on this page last changed on July 24, 2026 at 9:21 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 9:21 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 9:21 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.