1022 NORMANDY TRACE ROAD, TAMPA, FL, 33602
Active94 days on marketListed Apr 21, 2026MLS #TB8499688
About this home
1022 NORMANDY TRACE ROAD
Desirable 24-HOUR GUARD-GATED COMMUNITY of Island Walk on exclusive waterfront HARBOUR ISLAND. One of the most WALKABLE NEIGHBORHOODS in the heart of DOWNTOWN TAMPA. This beautiful TOWNHOME-STYLE CONDO offers 2 BEDROOMS, 2 BATHROOMS, and a PRIVATE 1-CAR GARAGE, all designed for TURNKEY LIVING. Immediate occupancy available. Nestled among the trees, the setting offers a rare sense of SERENITY while still being right in the middle of everything. Second-floor living all on one level with an open-concept floor plan that has been FULLY UPDATED so you don’t have to lift a finger. Wood-look tile flooring runs throughout, paired with fresh interior paint and smooth level 5 drywall ceilings. The kitchen is a standout with QUARTZ WATERFALL COUNTERTOPS, CALACATTA FINISHES, a new hood, and newer appliances. Additional upgrades include BRAND NEW WINDOWS throughout, French door shutters, updated bathroom vanities, a custom primary closet, new bannisters, and a 2024 AC, giving you both style and peace of mind. The exterior has just completed a NEW MODERN STUCCO AND PAINT REFRESH, making the building feel brand new. Amenities for your enjoyment include RESORT-STYLE POOLS, hot tub, lighted tennis courts, a STATE-OF-THE-ART FITNESS CENTER, playground, and clubhouse. The HOA also covers water, sewer, concierge trash pickup, pest control, building insurance, and maintenance of the grounds, creating a truly LOW-MAINTENANCE LIFESTYLE. Prime location just steps from everything Tampa has to offer. Walk to the RIVERWALK, SPARKMAN WHARF, WATER STREET, AMALIE ARENA, Tampa General Hospital, USF Medical, and some of the city’s best dining. Quick access to Tampa International Airport. Convenient guest parking just steps away. Pet friendly. Safe. Enjoy the perfect balance of SERENITY and the ENERGY OF DOWNTOWN TAMPA LIVING. SCHEDULE YOUR PRIVATE SHOWING TODAY
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,183
Sqft
0 ac
Lot size
1
Garage
1991
Year built
Two
Levels
$439
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,944 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,944/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Tampa actives
$439 vs $303
Days on market
94 vs 33 typical
Where $439/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
183 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1022 NORMANDY TRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$500,000
913 NORMANDY TRACE ROAD UNIT 913 · same community
2 bd · 2 ba · 1,183 sqft · $423/sqft · 7 DOM
Sold · Nov ’25$415,000
611 ARBOR LAKE LANE · same community
2 bd · 2 ba · 1,068 sqft · $389/sqft · 47 DOM
Sold · Jan ’26$468,000
810 ISLAND WALK DRIVE UNIT 810 · same community
3 bd · 2 ba · 1,410 sqft · $332/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1022 NORMANDY TRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1022 NORMANDY TRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1022 NORMANDY TRACE ROAD FAQs
What would the monthly payment be for 1022 NORMANDY TRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,944/mo — principal and interest, the actual property-tax bill, the $836/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1022 NORMANDY TRACE ROAD?+
The association fee works out to $836 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1022 NORMANDY TRACE ROAD?+
The most recent tax bill on record (2025) was $7,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1022 NORMANDY TRACE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $519,900, this home is listed about 12% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1022 NORMANDY TRACE ROAD?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33602 market on paper
$519,900 is 13% below the TAMPA 33602 median of $597,500.
02Know the monthly fee
The association fee is $836/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
94 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $545,000, now $519,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTH CEDAR REAL ESTATE, INC · Alan Schonbrun. MLS #TB8499688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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