
1027 NORMANDY TRACE ROAD, TAMPA, FL, 33602
Active6 days on marketListed Jul 17, 2026MLS #TB8524424
About this home
1027 NORMANDY TRACE ROAD
Harbour Island is one of Tampa's most coveted addresses, and this two-bedroom, two-bath townhouse-style condo at Island Walk puts you right in the middle of it. Walk to Amalie Arena, cross over to Water Street and the Riverwalk, or just settle into being tucked deep in South Tampa. The location does most of the talking here. Inside, the two-story layout works in your favor. Garage and entry sit on the ground floor, while the living space, both bedrooms, two full baths, and in-unit laundry are all upstairs, away from street noise. The home has been nicely updated throughout, with quartz countertops and a smart fridge in the kitchen. HVAC was replaced in 2020. A screened porch gives you outdoor space without the full Florida sun, and the lot sits on the channel with a conservation view, so what's out back is water and green space instead of another building. Community amenities are resort-caliber: two pools, a jacuzzi, a fitness center with a dedicated cardio room, tennis courts, and a playground. The HOA covers water, grounds maintenance, pool care, and valet trash pickup, and the community is gated with RFID entry. Zoned for Gorrie Elementary, Wilson Middle, and Plant High School. Pets welcome, no buyer approval required. Harbour Island doesn't open up like this often, especially with a channel view attached.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,068
Sqft
0.03 ac
Lot size
1
Garage
1991
Year built
Two
Levels
$487
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,070 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,070/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
Days on market
6 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1027 NORMANDY TRACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1027 NORMANDY TRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1027 NORMANDY TRACE ROAD FAQs
What would the monthly payment be for 1027 NORMANDY TRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1027 NORMANDY TRACE ROAD?+
The most recent tax bill on record (2025) was $7,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1027 NORMANDY TRACE ROAD?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $520,000, this home is listed about 12% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1027 NORMANDY TRACE ROAD?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33602 market on paper
$520,000 is 13% below the TAMPA 33602 median of $595,000.
02Fresh on the market
Only 6 days on market in a Tampa market that averages 33 — if it fits, move quickly.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Bryan Coward PA. MLS #TB8524424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 1027 NORMANDY TRACE ROAD but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →