David Ramirez
Retail

Commercial Sale · Retail

$1,350,0002,120 sq ft$637 /sq ft0.16 acres

135 4TH AVENUE N, SAFETY HARBOR, FL, 34695

Active50 days on marketListed Jun 15, 2026MLS #TB8517758

About this property

The property at a glance

Welcome home to The Tupelo on 4th Cottage and Art Studio Property..... just behind the Gazebo! This iconic Safety Harbor property offers a blend of Historic and New with an incredible location in the heart of Safety Harbor! The charming 2-Story COTTAGE BUILDING (Approx 1,280 sq ft) fronting the 4th Ave N brick streets is a Wood-Frame Vernacular architecture structure featuring a wide front porch, wrap-around porch/Veranda, ADA Ramp/ Half Bathroom, and unique "fish scale" siding on the front gable - one of the most recognizable buildings in all of Safety Harbor. This historic property was maintained as a private residence until 2012 when it was converted in to Commercial use. For the last decade the front Cottage building as been used a LOCAL BOUTIQUE. The back ART STUDIO BUILDING (Approx 840 sq ft) was built as an addition in 2014, and features separate entrance, 1 Office, Half Bath, Kitchenette area, high ceilings and large open space. The two buildings are connected with an indoor hallway and also have separate entrances @ each end of the property. MOSAIC BENCH: The property is also home to a Custom 40-foot Mosaic Bench (with over 10,000 hand cut tiles!) inspired by Spanish Architect Antoni Gaudi'- a popular destination & photo location for Safety Harbor visitors. Myriad of Permitted and Conditional Uses offering flexibility and possibilities for this space: (MSM- Main Street Marketplace Zoning): Possible Uses: Residential, Multi-family, Art Gallery, Business and Professional Offices, Eating establishments/Taverns, Retail, Bed & Breakfast, etc. Buyers of this incredible property will enjoy local customer base + increased Visitors and foot traffic on Safety Harbor Special events such as: 3rd Friday of every month (Evening Street Closure), Sip & Shop event, Sunday Markets next door at the Gazebo / 4th Ave N, July 4th & December Holiday Parades, and other Special Events. This unique property offers an amazing opportunity for the next Owner- please reach out for a private tour.

2,120

Building sq ft

$637

Price / sq ft

0.16

Lot acres

1920

Year built

2

Buildings

Retail

Property type

Building size2,120 sq ft
Lot size0.16 acres
Year built1920
Buildings2
ConstructionBlock · Stucco · Wood Frame
CoolingCentral Air
HeatingCentral · Electric
UtilitiesElectricity Available · Water Connected
Annual taxes$7,402

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $337,500
Interest rate6.00%
Loan term

Estimated payment

$6,847/mo

Principal & interest$6,070
Property taxes (actual bill)$617
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

8,500vehicles / day · 2025Delaware St to Cr-638/Enterprise Rd · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Paradise RestaurantRestaurant0 mi
Parts of Paris Bistro & BarRestaurant0 mi
The KitchenRestaurant0 mi
Pizzeria GregarioRestaurant0 mi
Tupelo on 4thRetail0 mi
Nolan's PubRestaurant0.1 mi
Athens RestaurantRestaurant0.1 mi
Safety Harbor GalleriaRetail0.1 mi
Southern FreshRestaurant0.1 mi
Brady's Backyard BBQRestaurant0.1 mi
Happy Salmon Sake Sushi BarRestaurant0.1 mi
The Sandwich on MainRestaurant0.1 mi
Cafe Vino TintoRestaurant0.1 mi
Bassano Cheesecake CafeRestaurant0.1 mi
Marker 39Restaurant0.1 mi
Sips Wine BarRestaurant0.1 mi
Aerie Lane HomeRetail0.1 mi
The Tides Seafood Market & ProvisionsRestaurant0.1 mi
The Tiki TavernRestaurant0.1 mi
HavenHouse Eatery and Coffee BarRestaurant0.1 mi
Water Oak GrillRestaurant0.1 mi
CORE Vegan Market & BistroRestaurant0.1 mi
Coastal Cantina & GrillRestaurant0.1 mi
The End TableRetail0.1 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

17,882

Population

$96,138

Median income

50.6

Median age

2.42

Avg household

$418,200

Median home value

$1,680/mo

Median rent

1,727

Households w/ kids

Recent sales

What actually sold near 135 4TH AVENUE N

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

123 2ND AVENUE S

$36,000

123 2ND AVENUE S

1,260 sqft · $29/sqft · Sold May 15, 2026

600 SAINT PETERSBURG DR E

$520,000

600 SAINT PETERSBURG DR E

980 sqft · $531/sqft · Sold Oct 10, 2025

230 MAIN STREET

$26,652

230 MAIN STREET

800 sqft · $33/sqft · Sold Jun 1, 2026

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 135 4TH AVENUE N — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 135 4TH AVENUE N.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Listing courtesy of SOUTHERN LIFE REALTY · Damon Lister. MLS #TB8517758.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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