3316 SAN JOSE STREET, CLEARWATER, FL, 33759
Active49 days on marketListed Jun 16, 2026MLS #TB8517666
About this home
3316 SAN JOSE STREET
Prepare to be impressed! Welcome to one of the largest and most exceptional homes in highly sought-after Del Oro Groves Estates offering the perfect blend of luxury, space and location. With 3,256 square feet of beautifully reimagined living space, this custom 4-bedroom, 3-bath residence combines exceptional craftsmanship, modern upgrades and a prime location, perfectly positioned on an oversized lot, more than 35 feet above sea level in a non-evacuation zone, yet just half a block from Tampa Bay, a unique combination. Enjoy an active Florida lifestyle, just a short walk to charming downtown Safety Harbor, Del Oro Park, Cooper’s Bayou and the Ream Wilson Trail. Tampa International Airport, St. Petersburg-Clearwater Airport, downtown Tampa, downtown St. Petersburg and award winning Clearwater Beach are all just minutes away. Completely reconfigured and remodeled down to the studs with over $600,000 in improvements, this exceptional home features impact-rated windows and sliding glass doors throughout, a stone-coated impact-rated steel roof, updated plumbing and electrical systems and a stunning circular paver driveway. The heart of the home is a chef-inspired kitchen featuring a six-burner gas cooktop island, upgraded vent hood, double wall ovens, built-in refrigerator, abundant custom cabinetry, and spacious side pantries. The open floor plan flows seamlessly into expansive living and entertaining spaces, highlighted by crown molding, custom built-ins, tile flooring throughout and pocket impact sliders that open to the lanai. The luxurious primary suite offers a private retreat complete with a custom walk-in closet, flexible bonus space ideal for a home office, gym, nursery, or hobby room, and a spa-inspired bath featuring dual vanities, a jetted soaking tub, rain shower and custom bench seating. Designed with versatility in mind, the home’s desirable three-way split floor plan provides privacy for family and guests alike. The in-law suite with separate entryway, offers incredible potential for multigenerational living, extended guest accommodations, or possible rental income. The suite features a cozy gas fireplace, custom built-ins, extensive storage, and solid poured concrete walls in the sitting room for enhanced privacy and durability. Entertainment enthusiasts will appreciate the hidden 4K projector, concealed 120-inch projection screen and in-ceiling surround sound system that transforms the family room into a true home theater experience. Additional highlights include a tankless natural gas water heater, plantation shutters, programmable thermostats, irrigation system, simply safe security system, dedicated study with dual built-in workstations and custom bookshelves, oversized secondary bedroom that can function as a bonus room, playroom, lounge, or be converted back into two separate bedrooms. Two AC units installed 2024 and 2026. Exterior features include a natural gas hook up for outdoor grilling, an updated main sewer line and water service line (2021) and an upgraded paver driveway (2021). Rarely does a home provide this combination of size, quality, location, and flexibility. Whether you're seeking a luxury family residence, a multigenerational living arrangement, or a property with income-producing potential, this extraordinary home delivers it all.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,256
Sqft
0.24 ac
Lot size
2
Garage
1972
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,886 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,886/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.3%
$/sqft vs Clearwater actives
$384 vs $215
Days on market
49 vs 55 typical
Where $384/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 739% above the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3316 SAN JOSE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,388,000
3333 SAN JOSE STREET · same community
3 bd · 4 ba · 3,552 sqft · $391/sqft · 13 DOM
Sold · Nov ’25$740,000
3240 SAN MATEO STREET · same community
4 bd · 3 ba · 2,645 sqft · $280/sqft · 24 DOM
Sold · Nov ’25$875,000
3250 SAN PEDRO STREET · same community
4 bd · 2.5 ba · 2,624 sqft · $333/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3316 SAN JOSE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3316 SAN JOSE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3316 SAN JOSE STREET FAQs
What would the monthly payment be for 3316 SAN JOSE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3316 SAN JOSE STREET?+
The most recent tax bill on record (2025) was $6,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $1,250,000, this home is listed about 355% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3316 SAN JOSE STREET?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Helen Spanos. MLS #TB8517666.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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