3325 SAN MATEO STREET, CLEARWATER, FL, 33759
Active85 days on marketListed May 15, 2026MLS #TB8508714
About this home
3325 SAN MATEO STREET
Welcome to this beautifully remodeled ranch-style home situated on a large oversized lot in the highly sought-after community of Del Oro Groves, just a short walk to charming downtown Safety Harbor with its restaurants, shops, parks, and waterfront activities. Offering the perfect split floorplan, this home provides privacy and flexibility for everyone, with two bedrooms featuring their own private bathrooms, while the third bedroom includes a half bath with sink and vanity and the potential to easily convert into a full third bathroom. Both full bathrooms have been gorgeously updated, including one with convenient direct access to the pool area. Filled with an abundance of natural light, this home offers exceptional living and entertaining space with a formal living room, separate dining room, spacious family room, and additional dining area adjacent to the kitchen. The completely remodeled interior showcases new luxury vinyl flooring throughout, fresh interior paint, no popcorn ceilings & new fixtures, gorgeous updated bathrooms, and more! The stunning brand-new kitchen has been completely redesigned and serves as the true centerpiece of the home, featuring elegant granite countertops, custom-style wood cabinetry with abundant storage, stainless steel appliances, a beautifully tiled beveled backsplash, modern hardware, and the perfect functional layout perfect for both everyday living and entertaining guests. This home has also undergone extensive major system upgrades, offering true peace of mind for years to come. The roof was replaced in November 2022, the HVAC system was updated in 2024, and the home features all NEW IMPACT windows and sliding glass doors throughout. A brand-new electrical panel was installed in 2025, while the pool has been meticulously maintained with a resurfacing completed in 2020, along with a new pool pump and filter installed this year. The screened pool enclosure has also been completely replaced (2025) and upgraded with no-see-um screens along the top for added comfort and enjoyment year-round. The exterior of the home is equally impressive, featuring fresh exterior paint, all new professional landscaping, and a brand-new fully fenced white vinyl backyard with double gates on both sides — ideal for additional storage, boats, trailers, or recreational toys. Best of all, this home stayed HIGH & DRY! Completely move-in ready and meticulously updated from top to bottom, this is the one you've been waiting for. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,692
Sqft
0.3 ac
Lot size
2
Garage
1972
Year built
One
Levels
$455
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,893 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,893/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29%
$/sqft vs Clearwater actives
$455 vs $226
Days on market
85 vs 55 typical
Where $455/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33759 — neighborhood snapshot
Population
17,647
Median age
45.5
Median income
$63,804
Median home value
$295,000
Avg household
2.23
Households w/ children
1,632
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $307K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 414% above the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 3325 SAN MATEO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$675,000
3330 SAN PEDRO STREET · same community
3 bd · 2 ba · 2,154 sqft · $313/sqft · 0 DOM
Sold · Sep ’25$470,000
3230 SAN BERNADINO STREET · same community
2 bd · 2 ba · 1,210 sqft · $388/sqft · 147 DOM
Sold · Apr ’26$887,500
3302 SAN JOSE STREET · same community
4 bd · 3 ba · 2,307 sqft · $385/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3325 SAN MATEO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3325 SAN MATEO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3325 SAN MATEO STREET FAQs
What would the monthly payment be for 3325 SAN MATEO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,893/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3325 SAN MATEO STREET?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3325 SAN MATEO STREET?+
The most recent tax bill on record (2024) was $3,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3325 SAN MATEO STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $769,900, this home is listed about 180% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3325 SAN MATEO STREET?+
Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$769,900 runs 414% above the CLEARWATER 33759 median — but at 1,692 sqft it's also 34% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $775,000, now $769,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REAL ESTATE OF FLORIDA LLC · Montana Byrd. MLS #TB8508714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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