David Ramirez
$244,9002 bd2 ba1,224 sqft$200 /sqft$1,867 /mo all-in ↓

3505 TARPON WOODS BOULEVARD UNIT G405, PALM HARBOR, FL, 34685

Active52 days on marketListed Jun 18, 2026MLS #TB8517595

Priced 33% below the PALM HARBOR 34685 medianCondominiumTARPON WOODS CONDO

About this home

3505 TARPON WOODS BOULEVARD UNIT G405

Experience the ease of single-level living in this beautifully updated 2-bedroom, 2-bathroom first-floor condo located along Palm Harbor’s East Lake corridor. Move-in ready and thoughtfully improved, this home features high ceilings, fresh interior paint in 2025, and approximately $65,000 in recent upgrades. The front entry opens into a bright, open floor plan where the living and dining areas create a comfortable central gathering space. New Pergo flooring, recessed lighting, crown molding, and sliding glass doors leading to the screened lanai give the home a clean, inviting feel with peaceful outdoor views. The remodeled kitchen blends function and style with white cabinetry, granite countertops, newer stainless steel appliances, Bosch dishwasher, a dedicated wine and beverage fridge, a reverse osmosis system, new tile flooring in 2025 and a breakfast bar ideal for casual dining or entertaining. The split-bedroom layout offers privacy for both owners and guests. The primary suite includes engineered hardwood flooring, crown molding, a closet system, and a sliding barn door leading to the beautifully remodeled en-suite bath with dual sinks, updated cabinetry, modern fixtures, and a custom shower. The second bedroom is generously sized and works well as a guest room, office, or seasonal retreat, while the second full bath has also been updated with a granite-top vanity and contemporary finishes. Additional updates and features include Hunter ceiling fans, updated trim, closet systems, assigned covered parking, screened lanai, and a brand-new water heater in 2026. The seller has paid the special assessment for the HOA roof project. The property is located in Flood Zone X, adding another layer of peace of mind. The monthly condo fee covers cable TV, internet, water, sewer, trash, pest control, exterior maintenance, and access to the community pool. Enjoy convenient access to Tarpon Woods Golf Club, John Chesnut Sr. Park on Lake Tarpon, the North Pinellas YMCA, shopping, dining, beaches, downtown Palm Harbor, Dunedin, and Tampa International Airport. This is a well-updated, low-maintenance Palm Harbor home ready for its next owner.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,224

Sqft

4.66 ac

Lot size

1982

Year built

One

Levels

$200

Per sqft

Pets allowed

Inside

FlooringEngineered Hardwood · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
FacesEast
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$1,879/yr
PetsSize Limit, Yes
CommunityDeed Restrictions · Golf Carts OK · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,867 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$157
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,572
Interest rate6.00%
Loan term

Estimated payment

$1,867/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$157
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$140KedgeAI estimate $187,021 · range $146K$206K$255K

vs edgeAI estimate

+30.9%

$/sqft vs Palm Harbor actives

$200 vs $262

Days on market

52 vs 48 typical

Where $200/sqft sits among the 400 Palm Harbor actives

71
86 · this home
95
82
36
30
$152–197$197–243$243–289$289–335$335–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Woods

Map of 3505 TARPON WOODS BOULEVARD UNIT G405 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Tarpon Woods — neighborhood snapshot

Population

2,471

Median age

48

Median income

$78,417

Median home value

$451,267

Avg household

2

Households w/ children

293

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleJoseph L. Carwise Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

227 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $244,900 · 52 days on market since
1982Built · TARPON WOODS CONDO

Reality check

What actually sold near 3505 TARPON WOODS BOULEVARD UNIT G405

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3505 TARPON WOODS BOULEVARD UNIT I407Sold · Sep ’25

$195,000

3505 TARPON WOODS BOULEVARD UNIT I407 · same community

2 bd · 2 ba · 1,224 sqft · $159/sqft · 12 DOM

3505 TARPON WOODS BOULEVARD UNIT H410Sold · Apr ’26

$168,000

3505 TARPON WOODS BOULEVARD UNIT H410 · same community

2 bd · 2 ba · 1,224 sqft · $137/sqft · 154 DOM

3505 TARPON WOODS BOULEVARD UNIT K409Sold · Sep ’25

$209,900

3505 TARPON WOODS BOULEVARD UNIT K409 · same community

2 bd · 2 ba · 1,304 sqft · $161/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3505 TARPON WOODS BOULEVARD UNIT G405 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3505 TARPON WOODS BOULEVARD UNIT G405 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3505 TARPON WOODS BOULEVARD UNIT G405 FAQs

What would the monthly payment be for 3505 TARPON WOODS BOULEVARD UNIT G405?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3505 TARPON WOODS BOULEVARD UNIT G405?+

The most recent tax bill on record (2025) was $1,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3505 TARPON WOODS BOULEVARD UNIT G405?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $244,900, this home is listed about 36% below the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3505 TARPON WOODS BOULEVARD UNIT G405?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Christopher Negvesky. MLS #TB8517595.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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