3505 TARPON WOODS BOULEVARD UNIT J408, PALM HARBOR, FL, 34685
Active88 days on marketListed May 16, 2026MLS #TB8509404
About this home
3505 TARPON WOODS BOULEVARD UNIT J408
Beautiful, completely renovated 2 BR/ 2 BA condo in the community of Tarpon Woods. All 1,304 square feet of this spacious home have been custom designed giving it a clean, new and modern feel. This Golf Course view unit has an open layout with soaring ceilings, luxury vinyl floors, and fresh new paint throughout. The kitchen features new cabinets, all new stainless-steel appliances, and White Sparkle Quartz countertops. The split-bedroom floor plan offers privacy for each of the bedrooms. The Primary bedroom is spacious with large walk in closet and en-suite bathroom. The large secondary bedroom has a walk-in closet with the bathroom located across the hallway. The laundry room is off of the kitchen, and all appliances stay with this unit. New tile roof and new exterior paint currently underway. Monthly maintenance fee includes cable, wi-fi, year-round heated pool and spa, water/sewer, garbage, outside maintenance, roof and insurance on the building. Conveniently located near biking and walking trails, YMCA, John Chestnut Park, Lake Tarpon, East Lake Country club, restaurants, and shopping. This home is move in ready and definitely a must see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,304
Sqft
3 ac
Lot size
1983
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.9%
$/sqft vs Palm Harbor actives
$192 vs $261
Days on market
88 vs 50 typical
Where $192/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Tarpon Woods — neighborhood snapshot
Population
2,471
Median age
48
Median income
$78,417
Median home value
$451,267
Avg household
2
Households w/ children
293
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
232 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 TARPON WOODS BOULEVARD UNIT J408
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$209,900
3505 TARPON WOODS BOULEVARD UNIT K409 · same community
2 bd · 2 ba · 1,304 sqft · $161/sqft · 25 DOM
Sold · Jul ’26$181,500
3505 TARPON WOODS BOULEVARD UNIT P403 · same community
2 bd · 2 ba · 1,371 sqft · $132/sqft · 57 DOM
Sold · Sep ’25$195,000
3505 TARPON WOODS BOULEVARD UNIT I407 · same community
2 bd · 2 ba · 1,224 sqft · $159/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 TARPON WOODS BOULEVARD UNIT J408 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 TARPON WOODS BOULEVARD UNIT J408 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3505 TARPON WOODS BOULEVARD UNIT J408 FAQs
What would the monthly payment be for 3505 TARPON WOODS BOULEVARD UNIT J408?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3505 TARPON WOODS BOULEVARD UNIT J408?+
The most recent tax bill on record (2025) was $4,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3505 TARPON WOODS BOULEVARD UNIT J408?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $250,000, this home is listed about 34% below the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3505 TARPON WOODS BOULEVARD UNIT J408?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Keely Zohouri. MLS #TB8509404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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