14363 NEPTUNE ROAD, SEMINOLE, FL, 33776
Active51 days on marketListed Jun 9, 2026MLS #TB8517398
About this home
14363 NEPTUNE ROAD
Opportunity knocks in Imperial Point, one of Seminole's most coveted neighborhoods. This 3-bedroom, 2-bath home offers 2,171 SF of living space with a layout that impresses: a massive 28×22 living room, a 35-foot screened lanai, and a generous backyard built for Florida living. The kitchen is wrapped in windows overlooking the backyard — the kind of detail that reminds you what Florida mornings are supposed to feel like. Dated? Absolutely. Bones this good? Rarely available. Imperial Point delivers resort-style living for an unbeatable annual fee — heated pool with sweeping Intracoastal views, waterfront clubhouse, fitness center, tennis courts, shuffleboard, playground, library, yoga classes, private boat ramp, and boat docks perfect for fishing and dolphin watching. All within the top-rated Seminole school district, minutes from world-class Gulf beaches, fine dining, nightlife, parks, and Seminole City Center. No flood insurance required. All the potential is yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,171
Sqft
0.22 ac
Lot size
2
Garage
1972
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,374 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,374/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Seminole actives
$281 vs $252
Days on market
51 vs 44 typical
Where $281/sqft sits among the 299 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Imperial Point — neighborhood snapshot
Population
356
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
168 of 299
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 14363 NEPTUNE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$715,000
14557 ANCHORAGE CIRCLE · same community
4 bd · 2.5 ba · 2,133 sqft · $335/sqft · 73 DOM
Sold · May ’26$775,000
14261 PASSAGE WAY · same community
4 bd · 2 ba · 2,127 sqft · $364/sqft · 3 DOM
Sold · Nov ’25$580,000
14060 102ND AVENUE · same community
3 bd · 2 ba · 2,120 sqft · $274/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14363 NEPTUNE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14363 NEPTUNE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14363 NEPTUNE ROAD FAQs
What would the monthly payment be for 14363 NEPTUNE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,374/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14363 NEPTUNE ROAD?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14363 NEPTUNE ROAD?+
The most recent tax bill on record (2025) was $7,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14363 NEPTUNE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $609,900, this home is listed about 48% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 14363 NEPTUNE ROAD?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$609,900 runs 21% above the SEMINOLE 33776 median — but at 2,171 sqft it's also 43% larger than the typical Seminole listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $619,900, now $609,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CORNERSTONE PROP.INTERNATIONAL · Steve Eckhardt. MLS #TB8517398.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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