David Ramirez
$629,900$659,0004 bd3 ba2,606 sqft$242 /sqft$4,209 /mo all-in ↓

14792 IMPERIAL POINT DRIVE S, LARGO, FL, 33774

Active124 days on marketListed Mar 23, 2026MLS #TB8489318

Reduced $29KSingle Family ResidenceIMPERIAL POINT

Come see it

Upcoming open house

Sat, Jul 25

10:00 AM – 12:00 PM

About this home

14792 IMPERIAL POINT DRIVE S

NEW PRICE, NEW PICTURES! Welcome to a home where comfort, connection, and community come together beautifully. This inviting 4-bedroom, 3-bath residence has been lovingly cared for and thoughtfully designed to balance space and functionality for everyday living. Boasting just over 2600sf with an airconditioned and enclosed back patio this home is waiting for your personal touch. Step inside to find a spacious and well-laid-out floor plan, featuring a private primary suite tucked away on one side of the home—offering a peaceful retreat with ample space to unwind. Two additional bedrooms share a convenient bath, while the fourth bedroom provides the perfect opportunity for a home office, guest room, or flex space to fit your lifestyle. Additional full bath and oversized laundry room are just off the 4th bedroom and garage. NEWER A/C system installed in 2022, and NEWER ENERGY EFFICIENT windows give you peace of mind and year-round comfort. The backyard is a gardener's dream with a private irrigation well! Fruit trees include fig, loquat and more! Beyond the home itself, the lifestyle here is truly special. Located just moments from popular pickleball courts, this vibrant waterfront community sits along the Intracoastal and offers an impressive array of amenities: a heated pool, private fishing dock, community boat launch, tennis courts, playground, BBQ area, and a clubhouse complete with two pool tables and clubhouse gym—perfect for entertaining or relaxing with neighbors. This is more than just a house—it’s a place to create lasting memories in a warm, welcoming setting.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,606

Sqft

0.22 ac

Lot size

2

Garage

1970

Year built

One

Levels

$242

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$75/mo
Taxes (2025)$4,065/yr
PetsBreed Restrictions
CommunityCommunity Boat Ramp · Dock · Fishing · Intracoastal Waterway · Private Boat Ramp · Water Access · Waterfront · Deed Restrictions · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,209 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$339
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,990
Interest rate6.00%
Loan term

Estimated payment

$4,209/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$339
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $630K
$605KedgeAI estimate $725,496 · range $668K$870K$905K

vs edgeAI estimate

−13.2%

$/sqft vs Largo actives

$242 vs $237

Days on market

124 vs 42 typical

Where $242/sqft sits among the 400 Largo actives

102
85
72 · this home
63
47
31
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 14792 IMPERIAL POINT DRIVE S

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

201 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 204% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $629,900 $29K
Mar 23, 2026Listed at $659,000 · 124 days on market since
1970Built · IMPERIAL POINT

Reality check

What actually sold near 14792 IMPERIAL POINT DRIVE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14898 CROWN DRIVESold · Mar ’26

$625,000

14898 CROWN DRIVE · same community

3 bd · 3 ba · 2,650 sqft · $236/sqft · 3 DOM

14523 NEPTUNE ROADSold · Sep ’25

$798,000

14523 NEPTUNE ROAD · same community

4 bd · 3 ba · 2,679 sqft · $298/sqft · 4 DOM

14546 ANCHORAGE CIRCLESold · Mar ’26

$785,000

14546 ANCHORAGE CIRCLE · same community

4 bd · 3 ba · 2,493 sqft · $315/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14792 IMPERIAL POINT DRIVE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14792 IMPERIAL POINT DRIVE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14792 IMPERIAL POINT DRIVE S FAQs

What would the monthly payment be for 14792 IMPERIAL POINT DRIVE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,209/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14792 IMPERIAL POINT DRIVE S?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14792 IMPERIAL POINT DRIVE S?+

The most recent tax bill on record (2025) was $4,065. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14792 IMPERIAL POINT DRIVE S?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $629,900, this home is listed about 134% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 14792 IMPERIAL POINT DRIVE S?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$629,900 runs 204% above the LARGO 33774 median — but at 2,606 sqft it's also nearly twice the size of the typical Largo listing.

02Time on market is leverage

124 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $659,000, now $629,900 — a $29K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Jeff Lewis. MLS #TB8489318.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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