1340 RIBOLLA DRIVE, PALM HARBOR, FL, 34683
Active44 days on marketListed Jun 10, 2026MLS #TB8517236
About this home
1340 RIBOLLA DRIVE
FABULOUS TOWNHOME in gated Villas of San Marino! Step inside the 2-story 22' entrance of this END UNIT to an inviting wood/iron staircase, upgraded kitchen that includes wood cabinets, quartz countertops, stainless steel appliances and a walk-in pantry. Light floods the living room boasting french doors facing the large, private, screened lanai. The upstairs spacious master suite boasts double-door entry, large walk-in closet, and a bonus area great for home office or gym, facing french doors to a private terrace that offers partial gulf view. The master bath offers double sinks, vanity, granite, large glass shower enclosure and garden tub. The second upstairs bedroom suite is also large, with tons of natural light, and its own full bath. The third bedroom is located on the first floor and includes its own full bath with pocket door option for privacy from main living area. Upgrades to the home include first floor plank tile, matching second floor luxury vinyl, nickel light fixtures and hardware throughout, 5 1/4" baseboards, 8' ceilings, recessed lighting, built-ins in all bedroom closets, newer water conditioner, newer quiet garage door opener, 3 yr old HVAC. It is steps from the Pinellas Trail, downtown Palm Harbor, Pop Stansell Park and Sunderman Rec Complex. The neighborhood is zoned for top-rated schools as well. The community has maintenance-free living - cable, WiFi, community heated pool, exterior maintenance including paint, roof, landscaping, and trash are all included in monthly HOA. No flood insurance is required. Don't miss the chance to call this gorgeous townhome YOUR home!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,409
Sqft
0.07 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,654 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,654/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs Palm Harbor actives
$239 vs $259
Days on market
44 vs 42 typical
Where $239/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1340 RIBOLLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$529,500
1342 RIBOLLA DRIVE · same community
3 bd · 3 ba · 2,342 sqft · $226/sqft · 24 DOM
Sold · Jun ’26$500,000
1411 TESSANO PLACE · same community
3 bd · 2.5 ba · 2,538 sqft · $197/sqft · 12 DOM
Sold · Oct ’25$540,000
937 MOSCATO PLACE · same community
3 bd · 2.5 ba · 2,174 sqft · $248/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1340 RIBOLLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1340 RIBOLLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1340 RIBOLLA DRIVE FAQs
What would the monthly payment be for 1340 RIBOLLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,654/mo — principal and interest, the actual property-tax bill, the $540/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1340 RIBOLLA DRIVE?+
The association fee works out to $540 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1340 RIBOLLA DRIVE?+
The most recent tax bill on record (2025) was $7,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1340 RIBOLLA DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $575,000, this home is listed about 53% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1340 RIBOLLA DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$575,000 runs 43% above the PALM HARBOR 34683 median — but at 2,409 sqft it's also 65% larger than the typical Palm Harbor listing.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $540/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $595,000, now $575,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY OF RIVERVIEW LLC · Stephen Hachey. MLS #TB8517236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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