1415 TESSANO PLACE, PALM HARBOR, FL, 34683
Active56 days on marketListed Jun 7, 2026MLS #TB8516501
About this home
1415 TESSANO PLACE
Welcome to 1415 Tessano Place, Palm Harbor, FL 34683, located in the highly sought-after Villas of San Marino, one of Palm Harbor’s most desirable communities. This beautifully updated 3-bedroom, 3-bathroom home offers a rare and highly functional floor plan where each bedroom enjoys its own private bathroom, providing exceptional comfort, privacy, and flexibility for family and guests alike. One of the standout features of this home is the presence of primary bedroom suites on both the first and second floors. The oversized upstairs primary retreat features a private balcony overlooking the Pinellas Trail, a custom California Closet system, and an in-wall safe, creating a true owner's sanctuary. Thoughtfully upgraded throughout, this move-in-ready home features luxury vinyl plank flooring, quartz countertops, premium Bosch Benchmark appliances, plantation shutters on all windows and doors, recessed bedroom lighting, and a new Electrolux washer and dryer. The kitchen and living spaces have been designed to offer both style and functionality, making this home perfect for everyday living and entertaining. Major improvements provide peace of mind, including a 2024 HVAC system equipped with UV lights and an automatic drain line cleaner, hurricane impact windows and doors, an oversized tankless water heater, a concrete tile roof, and a beautifully updated lanai featuring a newly constructed roof system complete with lighting and ceiling fan. The lanai flooring has also been updated, creating a comfortable outdoor living space to enjoy Florida's year-round weather. Another rare feature is the climate-controlled garage, a highly desirable upgrade seldom found within the Villas of San Marino community. Perfectly positioned in a golf cart-friendly neighborhood within a top-rated school district, this home offers direct access to the Pinellas Trail and is within walking distance to both Downtown Palm Harbor and Ozona, where you'll find local restaurants, breweries, marinas, and community events. Shopping, dining, golf, and the white-sand beaches of Honeymoon Island State Park are just minutes away. If you're searching for an updated Palm Harbor home that combines luxury, functionality, location, and lifestyle, 1415 Tessano Place delivers an exceptional opportunity. Schedule your private showing today and experience everything this remarkable home has to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,342
Sqft
0.06 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,881 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,881/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs Palm Harbor actives
$256 vs $261
Days on market
56 vs 42 typical
Where $256/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1415 TESSANO PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$529,500
1342 RIBOLLA DRIVE · same community
3 bd · 3 ba · 2,342 sqft · $226/sqft · 24 DOM
Sold · Oct ’25$540,000
937 MOSCATO PLACE · same community
3 bd · 2.5 ba · 2,174 sqft · $248/sqft · 7 DOM
Sold · Aug ’25$529,900
1259 RIBOLLA DRIVE · same community
3 bd · 2.5 ba · 2,174 sqft · $244/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1415 TESSANO PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1415 TESSANO PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1415 TESSANO PLACE FAQs
What would the monthly payment be for 1415 TESSANO PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,881/mo — principal and interest, the actual property-tax bill, the $540/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1415 TESSANO PLACE?+
The association fee works out to $540 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1415 TESSANO PLACE?+
The most recent tax bill on record (2025) was $8,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1415 TESSANO PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $599,000, this home is listed about 60% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1415 TESSANO PLACE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$599,000 runs 44% above the PALM HARBOR 34683 median — but at 2,342 sqft it's also 60% larger than the typical Palm Harbor listing.
02Know the monthly fee
The association fee is $540/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $620,000, now $599,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8516501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 1415 TESSANO PLACE but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →