16 WHITE STAR DRIVE, PALM COAST, FL, 32164
Active53 days on marketListed Jun 9, 2026MLS #TB8517019
About this home
16 WHITE STAR DRIVE
Prepare to fall in love with this beautiful newly roofed (3 month old) move-in-ready gem designed for modern living and effortless entertaining. The Highlights • Over 3000 square feet of living space • Spacious Open-Concept Living: Perfect for entertaining and/or keeping an eye on things while cooking. • A be Inspired to Cook Kitchen: Elevate your culinary experience in a large kitchen complete with modern cabinetry with pullout drawer organizers and granite countertops, island and Include cooktop and double ovens adjacent to spacious kitchen nook. • Bathrooms: All three full bathrooms have modern contemporary finishes. Master bedroom has spa-like ensuite. • Modern Flooring Throughout: Enjoy seamless transition and style with updated flooring that flows beautifully through the main living areas, combining durability with a modern aesthetic. Outdoor Living • Large Covered Front Porch: Feel the sea breeze on the large, welcoming front porch. • Large Covered Lanai: Bring the outdoors in! This expansive, fully screened-in lanai extends your living space year-round, making it the great spot for outdoor dining, or a lounge area free from the elements, that leads to a patio to grill or relax with a glass of wine around a fire pit • Four Bedrooms: Plenty of space to have a dedicated home office, or a private guest suite. Additional Features • 2-Car Attached Garage: Provides secure parking and accessible storage space over 2- car garage • brand new roof, (3 months old) • Sprinkler system, • well • Privacy on two sides of house This home perfectly balances stylish updates with functional, open living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,079
Sqft
0.28 ac
Lot size
2
Garage
2014
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs PALM COAST
$146 vs $201
Days on market
53 vs 47 typical
Where $146/sqft sits among the 15 homes for sale in PALM COAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
1 of 15
PALM COAST have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 WHITE STAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$363,400
6 LINDEN PLACE · same community
4 bd · 3 ba · 2,973 sqft · $122/sqft · 117 DOM
Sold · Sep ’25$550,000
76 WOODLAWN DRIVE · same community
3 bd · 2 ba · 2,385 sqft · $231/sqft · 42 DOM
Sold · Jul ’26$429,900
2 FIFER LANE · same community
4 bd · 3 ba · 2,336 sqft · $184/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16 WHITE STAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 WHITE STAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16 WHITE STAR DRIVE FAQs
What would the monthly payment be for 16 WHITE STAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16 WHITE STAR DRIVE?+
The most recent tax bill on record (2025) was $3,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 WHITE STAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $450,000, this home is listed about 14% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16 WHITE STAR DRIVE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 32% above the PALM COAST 32164 median — but at 3,079 sqft it's also 64% larger than the typical Palm Coast listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $480,200, now $450,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME SOLD REALTY LLC · Camilo Perez. MLS #TB8517019.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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