David Ramirez
$475,000$491,5003 bd2 ba2,192 sqft$217 /sqft$3,410 /mo all-in ↓

68 KATHLEEN TRAIL, PALM COAST, FL, 32164

Active38 days on marketListed Jun 24, 2026MLS #O6419074

Reduced $17KPrivate poolSingle Family ResidencePALM COAST

About this home

68 KATHLEEN TRAIL

Imagine starting your day with coffee beside your inground heated saltwater pool and ending it with a relaxing sauna session in your private retreat in beautiful Florida. This 2018-built Seagate Willow Model features a concrete block construction, spacious open floor plan and four bedrooms, one of which can be a flexible room ideal as an office, den, gym or guest space. The backyard also features a charming gazebo complete with a Green Egg Kamado grill, gas stove setup ideal for outdoor barbecues and a convenient shed for tools, creating the ideal space for outdoor entertaining. Recent improvements include new Carrier air-conditioning system (inside and outside units, April 2026), new pool heater (April 2026), pool converted to saltwater, new pool heat blanket (April 2026), new upgraded fine-mesh screens in entire pool enclosure, electric two-person wood sauna, new dryer (March 2026), new flooring in the primary bedroom and bedroom 2, comfort-height water-efficient toilet, epoxy garage floor, custom garage cabinets (a garage lover’s paradise!) and fresh interior and exterior paint, whole house generator. There are also 42-inch cabinets and quartz countertops. Absolutely move-in ready and thoughtfully updated, this home offers the ideal blend of comfort, convenience and Florida lifestyle living. Moreover, it is ideally just a short drive from pristine beaches, and this home offers easy access to shopping, dining, parks and top-rated schools, just minutes from Interstate 95, Daytona and more. Enjoy the best of coastal living with nearby waterfront activities, scenic recreational trails and vibrant local attractions, all while being tucked away in a peaceful and desirable neighborhood.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,192

Sqft

0.23 ac

Lot size

2

Garage

2018

Year built

One

Levels

$217

Per sqft

Private poolTrees/Woods view

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Sauna · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System · Lighting · Outdoor Grill · Private Mailbox · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$2,921/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,410 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$243
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,410/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$243
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$456KedgeAI estimate $690,755 · range $551K$855K$889K

vs edgeAI estimate

−31.2%

$/sqft vs PALM COAST

$217 vs $200

Days on market

38 vs 47 typical

Where $217/sqft sits among the 13 homes for sale in PALM COAST

3
9 · this home
0
0
0
1
$146–195$195–244$244–292$292–341$341–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 68 KATHLEEN TRAIL

Get to know Palm Coast. See the full Palm Coast guide →

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

1 of 13

PALM COAST have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 $17K
Jun 24, 2026Listed at $491,500 · 38 days on market since
2018Built · PALM COAST

Reality check

What actually sold near 68 KATHLEEN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

105 WOODSIDE DRIVESold · Feb ’26

$365,000

105 WOODSIDE DRIVE · same community

4 bd · 2 ba · 2,149 sqft · $170/sqft · 115 DOM

214 LONDON DRIVESold · Feb ’26

$389,000

214 LONDON DRIVE · same community

3 bd · 2 ba · 2,142 sqft · $182/sqft · 39 DOM

35 SELBORNE PATHSold · Jul ’26

$365,281

35 SELBORNE PATH · same community

4 bd · 3 ba · 2,265 sqft · $161/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 68 KATHLEEN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 68 KATHLEEN TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

68 KATHLEEN TRAIL FAQs

What would the monthly payment be for 68 KATHLEEN TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,410/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 68 KATHLEEN TRAIL?+

The most recent tax bill on record (2025) was $2,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $475,000, this home is listed about 20% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 68 KATHLEEN TRAIL?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 40% above the PALM COAST 32164 median — but at 2,192 sqft it's also 16% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $491,500, now $475,000 — a $17K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Andrea Endlein. MLS #O6419074.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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