141 OLD OAK CIRCLE, PALM HARBOR, FL, 34683
Active35 days on marketListed Jun 18, 2026MLS #TB8516934
About this home
141 OLD OAK CIRCLE
Finding a home in Oak Trail is uncommon. Finding one with a detached Flex Space/Additional Dwelling Unit (ADU), 4 bedrooms, 3.5 bathrooms, a three-car garage, a private pool, and zoned for top-rated schools is truly exceptional. Set on an oversized quarter-acre-plus homesite, this beautifully maintained residence offers the space, flexibility, and lifestyle that today's buyers desire. The thoughtfully designed floor plan provides multiple living and entertaining areas, while the kitchen serves as the heart of the home with granite style countertops, stainless steel appliances, abundant cabinetry, and views of the main gathering spaces. Adding to the home's appeal is the detached Flex Space / Additional Dwelling Unit (ADU), completely separate from the main residence. Whether utilized as a private home office, guest retreat, fitness studio, hobby room, media room, creative workspace, or multi-generational living area, this versatile space provides endless opportunities to fit your needs. Outside, a cathedral-screened pool enclosure, expansive paver patio, and large fenced backyard create the perfect setting for enjoying Florida's year-round outdoor lifestyle. Recent improvements include a 2020 HVAC system and a 2022 water heater, while the three-car garage offers exceptional storage and convenience. Ideally situated just minutes from Palm Harbor University High School and just minutes from everything Palm Harbor has to offer, this is a rare opportunity to own one of Oak Trail's most complete properties.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,502
Sqft
0.28 ac
Lot size
3
Garage
1989
Year built
One
Levels
$350
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,345 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,345/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$350 vs $258
Days on market
35 vs 42 typical
Where $350/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 141 OLD OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$835,000
478 OLD OAK CIRCLE · same community
4 bd · 3 ba · 2,536 sqft · $329/sqft · 0 DOM
Sold · Sep ’25$515,000
4736 BRIDLE PATH DRIVE · same community
3 bd · 2 ba · 1,776 sqft · $290/sqft · 34 DOM
Sold · Mar ’26$815,000
3459 SWEETWATER TRAIL
3 bd · 2 ba · 2,502 sqft · $326/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 141 OLD OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 141 OLD OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
141 OLD OAK CIRCLE FAQs
What would the monthly payment be for 141 OLD OAK CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,345/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 141 OLD OAK CIRCLE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 141 OLD OAK CIRCLE?+
The most recent tax bill on record (2025) was $13,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 141 OLD OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $875,000, this home is listed about 133% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 141 OLD OAK CIRCLE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 117% above the PALM HARBOR 34683 median — but at 2,502 sqft it's also 71% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8516934.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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