
3909 TARIAN COURT, PALM HARBOR, FL, 34684
Active49 days on marketListed Jun 18, 2026MLS #TB8519770
About this home
3909 TARIAN COURT
Taxes reflect non-homestead status and buyers should verify. Rarely available in THE RESERVE AT LAKE TARPON, an EXCLUSIVE ENCLAVE of just 52 homes, this Maconi custom-built residence offers a rare combination of LUXURY and TIMELESS DESIGN. Set on a PREMIUM LOT with DISTANT VIEWS OF LAKE TARPON, this meticulously maintained one-owner home has been thoughtfully cared for and BEAUTIFULLY PRESERVED. The home's stately brick façade, covered front porch, and mature landscaping create an unforgettable first impression. Inside, a grand marble foyer opens to SOARING CATHEDRAL and VAULTED CEILINGS reaching approximately 14.4 feet - an ARCHITECTURAL FEATURE rarely found in today’s homes that enhances scale, natural light, and openness throughout the main living areas. Encompassing 2,684 square feet, the thoughtfully designed floor plan offers 4 bedrooms, 3 full baths, an oversized 3-car garage, and a desirable split-bedroom layout that balances everyday comfort with exceptional spaces for entertainment. The grand foyer welcomes you with marble flooring, abundant natural light, and expansive living areas. The family room serves as the centerpiece of the home, highlighted by a marble-surround wood-burning fireplace, volume ceilings, and sliding glass doors opening to the outdoor living space. Formal living and dining rooms provide elegant gathering areas, while the EUROPEAN-INSPIRED KITCHEN rich in character, showcases distinctive black-and-white tile accents, generous cabinet storage, a functional peninsula, pantry, skylight, breakfast nook, and seamless access to the lanai. The primary suite serves as a relaxing retreat, featuring sliding glass doors opening directly to the pool lanai and a spacious ensuite bath with marble flooring, soaking tub, dual vanities, walk-in shower, and an oversized walk-in closet. Two secondary bedrooms and a full bath are in a separate wing of the home, which can be privately closed off from the main living areas by a pocket door—an ideal feature for family and guests. The fourth bedroom, complete with its own full bath and direct pool access, is ideally suited as a guest suite, in-law suite, home office, or flexible living space. Outdoor living is equally impressive with an oversized 15' x 30' screened pool, covered lanai, paver deck, and dedicated 10’ x 6’ pool storage closet. Sliding glass doors from the living room, kitchen, primary suite, and fourth bedroom open directly to the pool area, creating a seamless indoor-outdoor flow ideal for Florida living year-round. Additional highlights include a tile roof (2012), A/C (2015), hot water heater (2020), exterior paint (2024), and a new pool pump (2026), along with a well for irrigation, underground utilities, sidewalks, and streetlights. The property is NOT IN A FLOOD ZONE so (no flood insurance required), offering added peace of mind. Begin each day with scenic walks near Lake Tarpon, surrounded by the PRIVACY and TRANQUILITY of this exclusive, tucked-away community. Ideally located near Innisbrook Golf Resort (home of the PGA Valspar Championship), local parks, recreation, dining, and some of the country’s finest Beaches! Zoned for TOP-RATED SCHOOLS, this highly desirable location combines privacy, convenience, and long-term appeal, completing a rare offering within one of North Pinellas County's most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,684
Sqft
0.24 ac
Lot size
3
Garage
1991
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,314 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,314/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Palm Harbor actives
$323 vs $264
Days on market
49 vs 48 typical
Where $323/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
216 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 246% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3909 TARIAN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$670,000
3909 TALAH DRIVE · same community
4 bd · 3 ba · 2,450 sqft · $273/sqft · 2 DOM
Sold · May ’26$835,000
3897 TALAH DRIVE · same community
4 bd · 3 ba · 2,275 sqft · $367/sqft · 5 DOM
Sold · Dec ’25$625,000
3901 TARIAN COURT · same community
3 bd · 2 ba · 2,244 sqft · $279/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3909 TARIAN COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3909 TARIAN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3909 TARIAN COURT FAQs
What would the monthly payment be for 3909 TARIAN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,314/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3909 TARIAN COURT?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3909 TARIAN COURT?+
The most recent tax bill on record (2025) was $13,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3909 TARIAN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $865,900, this home is listed about 128% above the Palm Harbor median of $379,945. The market section on this page shows how the area is trending.
Which schools are assigned to 3909 TARIAN COURT?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$865,900 runs 246% above the PALM HARBOR 34684 median — but at 2,684 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Catherine Williams. MLS #TB8519770.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 3909 TARIAN COURT but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


