David Ramirez
$924,9004 bd4 ba3,486 sqft$265 /sqft$6,589 /mo all-in ↓

23534 GRACEWOOD CIRCLE, LAND O LAKES, FL, 34639

Active42 days on marketListed Jun 23, 2026MLS #TB8516710

Private poolSingle Family ResidencePLANTATION PALMS PH 04A

About this home

23534 GRACEWOOD CIRCLE

Welcome to an exceptional home in the exclusive gated community of Savanna, a private enclave within Plantation Palms. Perfectly positioned on an oversized homesite overlooking both the golf course and conservation, this beautifully updated residence offers nearly 3,500 square feet of thoughtfully designed living space with a highly desirable three-way split floor plan. Featuring 4 bedrooms, 4 full bathrooms, a dedicated office, conservatory, and expansive bonus room, this home provides the ideal balance of comfort, privacy, and functionality. The stunning remodeled kitchen serves as the heart of the home, showcasing modern finishes, abundant cabinetry, and under-cabinet lighting that creates a warm and inviting atmosphere for everyday living and entertaining. Designed for both relaxation and entertainment, the spacious bonus room is equipped with a 130-inch projector screen and surround sound system, creating the ultimate home theater experience. The open layout flows seamlessly to the outdoor living area, where you'll find a screened lanai, sparkling pool and spa, and a fully equipped outdoor kitchen perfect for enjoying Florida living year-round. Additional highlights include a 3-car garage, modern upgrades throughout, generous living spaces, and breathtaking views that combine the beauty of nature with the manicured fairways of Plantation Palms Golf Club. Conveniently located just minutes from Tampa Premium Outlets, the Land O' Lakes Recreation Complex, top-rated schools, restaurants, shopping, and major commuter routes, this remarkable property offers the perfect combination of luxury, location, and lifestyle. Experience refined Florida living in one of Land O' Lakes' most sought-after gated communities. This is a home you won't want to miss.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,486

Sqft

0.38 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$265

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Laminate · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewTrees/Woods
FacesEast
ExteriorIrrigation System · Outdoor Grill

Community & fees

HOA fee$196/mo
Taxes (2025)$10,749/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,589 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$896
HOA fee — from the listing$196
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,490
Interest rate6.00%
Loan term

Estimated payment

$6,589/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$896
HOA / condo fee$196
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$576KedgeAI estimate $695,878 · range $600K$750K$962K

vs edgeAI estimate

+32.9%

$/sqft vs Land O Lakes actives

$265 vs $205

Days on market

42 vs 41 typical

Where $265/sqft sits among the 400 Land O Lakes actives

110
144
59
44 · this home
14
29
$155–185$185–215$215–245$245–275$275–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 23534 GRACEWOOD CIRCLE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34639 — neighborhood snapshot

Population

31,118

Median age

40.8

Median income

$99,959

Median home value

$361,100

Avg household

2.92

Households w/ children

3,955

For the school run

Pasco County School District

ElementaryDenham Oaks Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$422K

Land O Lakes median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

219 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 145% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $924,900 · 42 days on market since
2006Built · PLANTATION PALMS PH 04A

Reality check

What actually sold near 23534 GRACEWOOD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23602 GRACEWOOD CIRCLESold · Aug ’25

$825,000

23602 GRACEWOOD CIRCLE · same community

4 bd · 3.5 ba · 3,538 sqft · $233/sqft · 1 DOM

3433 LEAF LAKE DRIVESold · Jun ’26

$740,000

3433 LEAF LAKE DRIVE · same community

4 bd · 3 ba · 3,150 sqft · $235/sqft · 36 DOM

23626 ABERCORN LANESold · Apr ’26

$760,000

23626 ABERCORN LANE

4 bd · 4 ba · 3,556 sqft · $214/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 23534 GRACEWOOD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23534 GRACEWOOD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

23534 GRACEWOOD CIRCLE FAQs

What would the monthly payment be for 23534 GRACEWOOD CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,589/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 23534 GRACEWOOD CIRCLE?+

The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 23534 GRACEWOOD CIRCLE?+

The most recent tax bill on record (2025) was $10,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 23534 GRACEWOOD CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $924,900, this home is listed about 120% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 23534 GRACEWOOD CIRCLE?+

Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$924,900 runs 145% above the LAND O LAKES 34639 median — but at 3,486 sqft it's also 71% larger than the typical Land O Lakes listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DAYNA SANTANA REALTY LLC. MLS #TB8516710.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Land O Lakes homes, in your inbox

Like 23534 GRACEWOOD CIRCLE but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 2:43 PM UTC. The listing information on this page last changed on August 4, 2026 at 2:43 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 2:43 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 2:43 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.