4634 SABAL KEY DRIVE, BRADENTON, FL, 34203
Active47 days on marketListed Jun 6, 2026MLS #TB8516542
About this home
4634 SABAL KEY DRIVE
Exceptional Value Awaits! Welcome home to this beautiful Key West-style 2-bedroom, 2.5-bath townhome, ideally located in the heart of Bradenton with tranquil lake views and low-maintenance living. An added bonus is the home's assumable FHA mortgage with a very attractive interest rate, offering qualified buyers the potential for significant monthly savings compared to today's market rates. Nestled within a gated, pet-friendly community, residents enjoy an outstanding selection of amenities, including a resort-style pool, clubhouse, tennis courts, pickleball courts, basketball courts, and a playground. The spacious floor plan provides comfortable living and entertaining space, making this home perfect for full-time residents, seasonal homeowners, or investors. The HOA delivers exceptional value by covering water, sewer, trash, lawn care, and exterior maintenance, including the roof, for added peace of mind. Conveniently located near shopping, dining, entertainment, and major commuter routes, this property offers the perfect combination of comfort, convenience, and lifestyle. Don't miss this incredible opportunity to own a move-in-ready home in one of Bradenton's most desirable communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,080
Sqft
0.25 ac
Lot size
2000
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs Bradenton actives
$222 vs $239
Days on market
47 vs 53 typical
Where $222/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sabal Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Sabal Harbour — neighborhood snapshot
Population
1,301
Median age
46
Median income
$94,236
Median home value
$397,200
Avg household
3
Households w/ children
138
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4634 SABAL KEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$150,000
5707 45TH STREET E UNIT 136
2 bd · 2 ba · 1,100 sqft · $136/sqft · 168 DOM
Sold · Mar ’26$174,900
5707 45TH STREET E UNIT 253
2 bd · 2 ba · 1,115 sqft · $157/sqft · 2 DOM
Sold · Mar ’26$170,000
5707 45TH STREET E UNIT 158
2 bd · 2 ba · 1,042 sqft · $163/sqft · 286 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4634 SABAL KEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4634 SABAL KEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4634 SABAL KEY DRIVE FAQs
What would the monthly payment be for 4634 SABAL KEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,239/mo — principal and interest, the actual property-tax bill, the $424/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4634 SABAL KEY DRIVE?+
The association fee works out to $424 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4634 SABAL KEY DRIVE?+
The most recent tax bill on record (2025) was $1,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4634 SABAL KEY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $240,000, this home is listed about 39% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4634 SABAL KEY DRIVE?+
William H. Bashaw Elementary (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS · Danielle Boven. MLS #TB8516542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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