20367 ANDOVER AVENUE, PORT CHARLOTTE, FL, 33954
Active66 days on marketListed Jun 4, 2026MLS #TB8515973
About this home
20367 ANDOVER AVENUE
Pack your bags because this beautifully updated, completely turnkey Port Charlotte home is entirely move-in ready with no HOA or deed restrictions. From the moment you pull up, the value is obvious: it features a 2023 new roof, full impact-resistant windows, a newer HVAC system, and fresh paint inside and out, meaning zero costly weekend projects for years to come. Inside, the open-concept layout feels remarkably spacious and bright, that flows seamlessly through all three bedrooms and into the 1.5 bathrooms. The attached one-car garage even includes a dedicated laundry space to keep things organized. Step out back to an expansive, cleared 10,000+ square foot lot connected to public water and sewer. With total freedom to park your boat or RV, build a custom pool, or create your ultimate backyard oasis. The location hits the sweet spot for convenience, placing you just minutes from I-75, the Murdock retail and dining district, Charlotte Sports Park, and historic downtown Punta Gorda. With both Punta Gorda and SWFL International Airports close by and world-class Gulf beaches just a short drive away, this property is an incredible opportunity whether you are looking for a primary residence, a stress-free winter getaway, or a turnkey investment.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,008
Sqft
0.23 ac
Lot size
1
Garage
1981
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,058 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,058/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.9%
$/sqft vs PORT CHARLOTTE SEC 033
$248 vs $180
Days on market
66 vs 60 typical
Where $248/sqft sits among the 19 homes for sale in PORT CHARLOTTE SEC 033
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 19
PORT CHARLOTTE SEC 033 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 880% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20367 ANDOVER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
358 YEAGER STREET · same community
2 bd · 1.5 ba · 992 sqft · $267/sqft · 86 DOM
Sold · Mar ’26$173,000
375 YEAGER STREET · same community
2 bd · 2 ba · 988 sqft · $175/sqft · 4 DOM
Sold · Nov ’25$195,000
2142 GERARD COURT · same community
2 bd · 1 ba · 962 sqft · $203/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20367 ANDOVER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20367 ANDOVER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20367 ANDOVER AVENUE FAQs
What would the monthly payment be for 20367 ANDOVER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,058/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20367 ANDOVER AVENUE?+
The most recent tax bill on record (2025) was $3,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $249,999, this home is listed about 24% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 20367 ANDOVER AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VREELAND REAL ESTATE LLC · Jonas Bridges. MLS #TB8515973.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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