2982 ESTANCIA PLACE, CLEARWATER, FL, 33761
Active56 days on marketListed Jun 5, 2026MLS #TB8515932
About this home
2982 ESTANCIA PLACE
One or more photo(s) has been virtually staged. Location, Location, Location! RARE, END-UNIT TOWNHOME AT DESIRABLE LUXURY ESTANCIA TOWNHOMES COMMUNITY, 2006 BUILD WITH HIGH CEILINGS- SERENE POND VIEWS - HUGE INSIDE LAUNDRY ROOM- SCREENED PATIO - LOW $325 PER MONTH HOA - NEW HVAC - NEW KITCHEN APPLIANCES - NEW ROOF (COMING SOON)- AND NO CARPET! NESTLED IN A PRIME CLEARWATER LOCATION. This Move-in ready townhome, in a NON-FLOOD ZONE offers the perfect combination of privacy, convenience, and low-maintenance living. Inside, you'll find soaring 13-foot ceilings, abundant natural light, updated fixtures, tile and laminate flooring throughout, and a flexible loft space ideal for a home office, guest area, fitness room, or hobby space. The layout is perfect for roommates, guests, multi-generational living, or anyone who values privacy, featuring two oversized bedrooms, each with its own ensuite bathroom and large walk-in closet. The kitchen offers ample cabinet space, granite counters, BRAND NEW stainless steel appliances and great lighting, making it both functional and inviting. Step outside to your screened lanai and enjoy peaceful pond views with frequent sightings of turtles, ducks, birds, and even otters. As an end unit, you'll REALLY ENJOY the additional privacy and more natural light. With a LOW HOA of only $325 per month, residents enjoy coverage of water, sewer, trash, lawn maintenance, exterior paint, and roof maintenance. The seller will pay the remainder of the roof assessment in full at closing, providing added peace of mind to the next owner. The new roof is scheduled for installation once all assessment payments have been received (contact HOA for questions). Conveniently located near Clearwater Beach, Clearwater Mall, Costco, Sam's Club, Target, Publix, Countryside Mall, BayCare Ballpark, St. Pete-Clearwater International Airport, downtown Dunedin, Safety Harbor and countless restaurants, parks, and entertainment options. Commuting is easy with quick access to US-19, Gulf-to-Bay Boulevard, and major Pinellas County destinations. Whether you're searching for a primary residence, seasonal Florida retreat, downsizing opportunity, or low-maintenance home close to the beach, this rare end-unit townhome checks all the boxes and will be a hard one to beat for the price! Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,577
Sqft
0.02 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,997 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,997/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs Clearwater actives
$222 vs $218
Days on market
56 vs 47 typical
Where $222/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33761 — neighborhood snapshot
Population
18,399
Median age
53.6
Median income
$71,839
Median home value
$271,100
Avg household
2.11
Households w/ children
1,319
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the CLEARWATER 33761 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2982 ESTANCIA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$475,000
2161 NE HILLWOOD COURT
3 bd · 2 ba · 1,587 sqft · $299/sqft · 19 DOM
Sold · Dec ’25$437,000
2009 FOREST DRIVE
2 bd · 2 ba · 1,557 sqft · $281/sqft · 1 DOM
Sold · Jun ’26$305,000
2087 HILLWOOD DRIVE
2 bd · 2 ba · 1,607 sqft · $190/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2982 ESTANCIA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2982 ESTANCIA PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2982 ESTANCIA PLACE FAQs
What would the monthly payment be for 2982 ESTANCIA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,997/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2982 ESTANCIA PLACE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2982 ESTANCIA PLACE?+
The most recent tax bill on record (2025) was $3,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2982 ESTANCIA PLACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $350,000, this home is listed about 27% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2982 ESTANCIA PLACE?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 54% above the CLEARWATER 33761 median — but at 1,577 sqft it's also 26% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $385,000, now $350,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Kristin Rancke. MLS #TB8515932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 2982 ESTANCIA PLACE but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →