2974 ESTANCIA PLACE, CLEARWATER, FL, 33761
Active64 days on marketListed May 28, 2026MLS #TB8494666
About this home
2974 ESTANCIA PLACE
IMMACULATE TOWNHOME IN A PRIME LOCATION! Welcome to this beautifully maintained and spacious townhome featuring an open-concept layout with warm ceramic tile flooring throughout the main living areas and neutral carpeting upstairs. The first floor seamlessly connects the living, dining, and kitchen spaces, perfect for everyday living and entertaining. The kitchen is appointed with rich wood cabinetry, granite countertops, ample prep space, and a pass-through high bar ideal for casual dining. Step outside to your private screened-in porch and enjoy serene pond views, creating a peaceful retreat. Upstairs offers two generously sized guest bedrooms, a large guest bath, a dedicated laundry room with new washer and dryer, and a spacious primary suite located privately at the opposite end, complete with two walk-in closet All bedrooms feature walk-in closets, providing ample storage throughout. The seller is currently paying off the HOA assessment for a new roof, offering peace of mind as the roof will not need replacement for approximately 25 years. Ideally located just 5 minutes from shopping and dining, 10 minutes to Downtown Dunedin, 20 minutes to Clearwater Beach, and 30 minutes to Tampa International Airport, this home offers the perfect blend of convenience and tranquility within a charming community.*** Seller offering $5,000 to be used towards closing costs or carpet!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,900
Sqft
0.03 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,046 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,046/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.1%
$/sqft vs Clearwater actives
$197 vs $223
Days on market
64 vs 47 typical
Where $197/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33761 — neighborhood snapshot
Population
18,399
Median age
53.6
Median income
$71,839
Median home value
$271,100
Avg household
2.11
Households w/ children
1,319
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
219 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the CLEARWATER 33761 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2974 ESTANCIA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$680,000
2520 SOUTHPOINTE DRIVE
4 bd · 2 ba · 1,949 sqft · $349/sqft · 7 DOM
Sold · Sep ’25$380,000
2520 SOUTHPOINTE DRIVE
4 bd · 2 ba · 1,949 sqft · $195/sqft · 2 DOM
Sold · Nov ’25$510,000
2959 DEER RUN S
3 bd · 2 ba · 2,064 sqft · $247/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2974 ESTANCIA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2974 ESTANCIA PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2974 ESTANCIA PLACE FAQs
What would the monthly payment be for 2974 ESTANCIA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,046/mo — principal and interest, the actual property-tax bill, the $282/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2974 ESTANCIA PLACE?+
The association fee works out to $282 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2974 ESTANCIA PLACE?+
The most recent tax bill on record (2025) was $2,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2974 ESTANCIA PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $375,000, this home is listed about 36% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2974 ESTANCIA PLACE?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 65% above the CLEARWATER 33761 median — but at 1,900 sqft it's also 51% larger than the typical Clearwater listing.
02Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $390,000, now $375,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Neyshika Tellis. MLS #TB8494666.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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