David Ramirez
$330,000$355,0002 bd2.5 ba1,541 sqft$214 /sqft$2,857 /mo all-in ↓

2188 CERULEAN SKY DRIVE, LUTZ, FL, 33558

Active44 days on marketListed Jun 10, 2026MLS #TB8515866

Priced 12% below the LUTZ 33558 medianReduced $25KTownhouseTOWNES/CYPRESS RANCH

About this home

2188 CERULEAN SKY DRIVE

MOVE-IN READY well maintained two-story townhome on a CORNER LOT in Lutz, FL! The home has 2 bedrooms, 2 and a half baths, one car garage, driveway, and fully screened and covered lanai. The first floor of the home features a small foyer off the front entryway with a coat closet that has rack storage and open storage underneath. The foyer opens to the large Great Room, which has direct access to a cozy dinette nook and well equipped kitchen. The Great Room and dinette nook feature three large windows with cordless blinds that allow the room to be bathed in great sunlight when opened. The kitchen features stainless steel GE appliances, granite countertops, a breakfast bar with room for high-top seating, and plenty of cabinet space for storage. The kitchen also features double sinks, ceramic tile flooring, and a pantry. The fully screened and covered lanai is accessible right off the dinette nook. The stairs lead to the second floor of this home which features a sizable multipurpose loft, large enough for office or lounge furniture. The laundry room is just off the loft area and features GE washer and dryer appliances, as well as elevated cabinets for extra laundry storage. The loft divides the primary bedroom from the additional bedroom. The primary bedroom is off of a small walkway from the loft, and features two large room windows, a sizable walk-in closet, a ceiling fan with light fixture, as well as a private bathroom. The primary bathroom features double sinks with granite countertops and cabinet space underneath, a shower, ceramic tile flooring, and a small window to let in sunlight and breeze. The second bedroom features a large room window, a sizable walk-in closet, a ceiling fan with light fixture, and an ensuite bathroom that includes a combination shower and tub, a single sink/vanity with cabinet space underneath, and a small window to let in sunlight and breeze. Crown molding is featured throughout the home. The home also comes with the Taexx System by HomeTeam Pest Defense. This is a great opportunity to own a well-maintained private townhome residence on a corner lot that has had only one owner, with no live-in pets, and no smoking. Water/sewage, and lawn/ground maintenance is included in the monthly HOA fee. No CDD. The home is conveniently located within short walking distance of a large fitness center, fast food and health food eateries, a grocery store, and a gas station. Schedule your appointment to see the property today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,541

Sqft

0.07 ac

Lot size

1

Garage

2022

Year built

Two

Levels

$214

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters

Community & fees

HOA fee$306/mo
Taxes (2025)$3,623/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,857 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$302
HOA fee — from the listing$306
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,857/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$302
HOA / condo fee$306
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$297KedgeAI estimate $314,670 · range $309K$329K$343K

vs edgeAI estimate

+4.9%

$/sqft vs Lutz actives

$214 vs $244

Days on market

44 vs 35 typical

Where $214/sqft sits among the 265 Lutz actives

74
86 · this home
55
18
12
20
$172–213$213–254$254–295$295–335$335–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 2188 CERULEAN SKY DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 265

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $330,000 $25K
Jun 10, 2026Listed at $355,000 · 44 days on market since
2022Built · TOWNES/CYPRESS RANCH

Reality check

What actually sold near 2188 CERULEAN SKY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2923 LOCHCARRON DRIVESold · Jun ’26

$271,350

2923 LOCHCARRON DRIVE

2 bd · 2.5 ba · 1,548 sqft · $175/sqft · 5 DOM

17442 STINCHAR DRIVESold · Apr ’26

$265,000

17442 STINCHAR DRIVE

3 bd · 2.5 ba · 1,572 sqft · $169/sqft · 12 DOM

18312 SNOWDONIA DRIVESold · Feb ’26

$309,000

18312 SNOWDONIA DRIVE

3 bd · 2 ba · 1,501 sqft · $206/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2188 CERULEAN SKY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2188 CERULEAN SKY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2188 CERULEAN SKY DRIVE FAQs

What would the monthly payment be for 2188 CERULEAN SKY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,857/mo — principal and interest, the actual property-tax bill, the $306/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2188 CERULEAN SKY DRIVE?+

The association fee works out to $306 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2188 CERULEAN SKY DRIVE?+

The most recent tax bill on record (2025) was $3,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2188 CERULEAN SKY DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $330,000, this home is listed about 33% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 2188 CERULEAN SKY DRIVE?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LUTZ 33558 market on paper

$330,000 is 12% below the LUTZ 33558 median of $377,000, and at $214/sqft it sits under the Lutz average of $269.

02Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $355,000, now $330,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of HOMETRUST REALTY GROUP · LaToddrea Key. MLS #TB8515866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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