
2188 CERULEAN SKY DRIVE, LUTZ, FL, 33558
Active44 days on marketListed Jun 10, 2026MLS #TB8515866
About this home
2188 CERULEAN SKY DRIVE
MOVE-IN READY well maintained two-story townhome on a CORNER LOT in Lutz, FL! The home has 2 bedrooms, 2 and a half baths, one car garage, driveway, and fully screened and covered lanai. The first floor of the home features a small foyer off the front entryway with a coat closet that has rack storage and open storage underneath. The foyer opens to the large Great Room, which has direct access to a cozy dinette nook and well equipped kitchen. The Great Room and dinette nook feature three large windows with cordless blinds that allow the room to be bathed in great sunlight when opened. The kitchen features stainless steel GE appliances, granite countertops, a breakfast bar with room for high-top seating, and plenty of cabinet space for storage. The kitchen also features double sinks, ceramic tile flooring, and a pantry. The fully screened and covered lanai is accessible right off the dinette nook. The stairs lead to the second floor of this home which features a sizable multipurpose loft, large enough for office or lounge furniture. The laundry room is just off the loft area and features GE washer and dryer appliances, as well as elevated cabinets for extra laundry storage. The loft divides the primary bedroom from the additional bedroom. The primary bedroom is off of a small walkway from the loft, and features two large room windows, a sizable walk-in closet, a ceiling fan with light fixture, as well as a private bathroom. The primary bathroom features double sinks with granite countertops and cabinet space underneath, a shower, ceramic tile flooring, and a small window to let in sunlight and breeze. The second bedroom features a large room window, a sizable walk-in closet, a ceiling fan with light fixture, and an ensuite bathroom that includes a combination shower and tub, a single sink/vanity with cabinet space underneath, and a small window to let in sunlight and breeze. Crown molding is featured throughout the home. The home also comes with the Taexx System by HomeTeam Pest Defense. This is a great opportunity to own a well-maintained private townhome residence on a corner lot that has had only one owner, with no live-in pets, and no smoking. Water/sewage, and lawn/ground maintenance is included in the monthly HOA fee. No CDD. The home is conveniently located within short walking distance of a large fitness center, fast food and health food eateries, a grocery store, and a gas station. Schedule your appointment to see the property today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,541
Sqft
0.07 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Lutz actives
$214 vs $244
Days on market
44 vs 35 typical
Where $214/sqft sits among the 265 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
146 of 265
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2188 CERULEAN SKY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$271,350
2923 LOCHCARRON DRIVE
2 bd · 2.5 ba · 1,548 sqft · $175/sqft · 5 DOM
Sold · Apr ’26$265,000
17442 STINCHAR DRIVE
3 bd · 2.5 ba · 1,572 sqft · $169/sqft · 12 DOM
Sold · Feb ’26$309,000
18312 SNOWDONIA DRIVE
3 bd · 2 ba · 1,501 sqft · $206/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2188 CERULEAN SKY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2188 CERULEAN SKY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2188 CERULEAN SKY DRIVE FAQs
What would the monthly payment be for 2188 CERULEAN SKY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,857/mo — principal and interest, the actual property-tax bill, the $306/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2188 CERULEAN SKY DRIVE?+
The association fee works out to $306 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2188 CERULEAN SKY DRIVE?+
The most recent tax bill on record (2025) was $3,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2188 CERULEAN SKY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $330,000, this home is listed about 33% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2188 CERULEAN SKY DRIVE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$330,000 is 12% below the LUTZ 33558 median of $377,000, and at $214/sqft it sits under the Lutz average of $269.
02Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $355,000, now $330,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REALTY GROUP · LaToddrea Key. MLS #TB8515866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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