2160 CERULEAN SKY DRIVE, LUTZ, FL, 33558
Active94 days on marketListed Apr 22, 2026MLS #TB8497959
About this home
2160 CERULEAN SKY DRIVE
Short Sale. Beautifully maintained 2-bedroom, 2.5-bath townhome built in 2022, offering modern comfort and low-maintenance living in a desirable Lutz location. This two-story home features an open-concept layout with a spacious great room that flows seamlessly into the dining area and well-appointed kitchen, complete with ample cabinetry, counter space, and a functional layout ideal for both everyday living and entertaining. A convenient half bath is located on the first floor for guests. Upstairs, a versatile loft provides additional living space perfect for a home office, media area, or playroom. The private owner’s suite features a generous layout with an en-suite bath and ample closet space, while the secondary bedroom also includes its own private bathroom—ideal for guests or multi-generational living. A one-car garage and additional storage add to the home’s functionality. Enjoy a thoughtfully designed floor plan in a growing community, conveniently located near shopping, dining, and major roadways, making commuting a breeze. Whether you're a first-time buyer, downsizing, or seeking an investment opportunity, great school zones with a brand new k-8 within walking distance, this move-in ready home checks all the boxes.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,541
Sqft
0.06 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,845 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,845/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs Lutz actives
$213 vs $244
Days on market
94 vs 35 typical
Where $213/sqft sits among the 265 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
146 of 265
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2160 CERULEAN SKY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$271,350
2923 LOCHCARRON DRIVE
2 bd · 2.5 ba · 1,548 sqft · $175/sqft · 5 DOM
Sold · Apr ’26$265,000
17442 STINCHAR DRIVE
3 bd · 2.5 ba · 1,572 sqft · $169/sqft · 12 DOM
Sold · Feb ’26$309,000
18312 SNOWDONIA DRIVE
3 bd · 2 ba · 1,501 sqft · $206/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2160 CERULEAN SKY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2160 CERULEAN SKY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2160 CERULEAN SKY DRIVE FAQs
What would the monthly payment be for 2160 CERULEAN SKY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,845/mo — principal and interest, the actual property-tax bill, the $306/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2160 CERULEAN SKY DRIVE?+
The association fee works out to $306 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2160 CERULEAN SKY DRIVE?+
The most recent tax bill on record (2025) was $3,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2160 CERULEAN SKY DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $329,000, this home is listed about 33% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2160 CERULEAN SKY DRIVE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33558 market on paper
$329,000 is 13% below the LUTZ 33558 median of $380,000, and at $213/sqft it sits under the Lutz average of $269.
02Time on market is leverage
94 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $385,000, now $329,000 — a $56K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA FAMILY R E SER INC · Joe Haines. MLS #TB8497959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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