David Ramirez
$265,000$270,0003 bd2 ba1,304 sqft$203 /sqft$2,052 /mo all-in ↓

1302 MAYRA ROAD SW, LIVE OAK, FL, 32064

Active51 days on marketListed Jun 3, 2026MLS #TB8515399

Reduced $5KSingle Family ResidenceMANOR MAYNOR SUB

About this home

1302 MAYRA ROAD SW

Welcome to this 3-bedroom, 2-bathroom home offering 1,307 heated square feet in Live Oak, Florida. The property features a functional floor plan, comfortable living spaces, and abundant natural light throughout. One of its standout features is the durable metal roof, known for its longevity and low maintenance requirements. This home presents an excellent opportunity for buyers seeking a primary residence or an investment property in a convenient location. The property is located near schools, shopping, restaurants, healthcare facilities, and other everyday amenities. It also offers easy access to Historic Downtown Live Oak, the Spirit of the Suwannee Music Park, the Suwannee River, Suwannee River State Park, and a variety of outdoor recreational areas. In addition, its proximity to Interstate 10 provides convenient access to other destinations throughout North Florida. The seller is motivated and willing to consider favorable terms. Schedule your private showing today and make this house your next home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,304

Sqft

0.29 ac

Lot size

1996

Year built

One

Levels

$203

Per sqft

Inside

FlooringLaminate · Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Kitchen
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Brick · Vinyl Siding
FoundationBlock
FacesSouth
ExteriorGarden

Community & fees

Taxes (2025)$2,578/yr

Utilities & systems

UtilitiesWater Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,052 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,052/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Live Oak actives

$203 vs $161

Days on market

51 vs 47 typical

Where $203/sqft sits among the 20 Live Oak actives

11
6 · this home
1
1
0
1
$114–168$168–223$223–278$278–333$333–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Live Oak

Map of 1302 MAYRA ROAD SW

Get to know Live Oak. See the full Live Oak guide →

LIVE OAK 32064 — neighborhood snapshot

Population

7,661

Median age

40.7

Median income

$50,315

Median home value

$164,300

Avg household

2.44

Households w/ children

631

The numbers that matter

The Live Oak market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$229K$370K

Live Oak median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

7 of 20

Live Oak actives have cut their price

Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the LIVE OAK 32064 median. See the full Live Oak market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $5K
Jun 3, 2026Listed at $270,000 · 51 days on market since
1996Built · MANOR MAYNOR SUB

Reality check

What actually sold near 1302 MAYRA ROAD SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10235 117TH DRIVESold · Feb ’26

$90,000

10235 117TH DRIVE

3 bd · 2 ba · 1,113 sqft · $81/sqft · 73 DOM

1805 COTTAGE AVENUE SWSold · May ’26

$219,000

1805 COTTAGE AVENUE SW

3 bd · 2 ba · 1,644 sqft · $133/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1302 MAYRA ROAD SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1302 MAYRA ROAD SW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1302 MAYRA ROAD SW FAQs

What would the monthly payment be for 1302 MAYRA ROAD SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1302 MAYRA ROAD SW?+

The most recent tax bill on record (2025) was $2,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Live Oak?+

At $265,000, this home is listed about 10% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.

Listing courtesy of HOME PRIME REALTY LLC · David Carballo. MLS #TB8515399.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1302 MAYRA ROAD SW, LIVE OAK, FL — 3 Bed, 2 Bath — $265,000 | CENTURY 21 Edge