206 MESA STREET NW, LIVE OAK, FL, 32064
Active97 days on marketListed Apr 29, 2026MLS #GC539928
About this home
206 MESA STREET NW
One or more photo(s) has been virtually staged. A fresh take on modern living in Live Oak! This brand-new 3 bedroom, 2 bath home offers 1,200 sq ft of clean design, smart layout, and a location that truly sets it apart. From the moment you walk in, you’ll notice the natural light, the crisp white and gray palette, and a layout that just makes sense. Open floor plan, inviting for entertaining, and easy to live in. The kitchen anchors the home with a large island that’s perfect for everything from morning coffee to hosting friends, all accented by stainless steel appliances and durable, commercial-grade LVP flooring that carries throughout. The 9-foot ceilings add to the spacious feel, while the open living and dining areas keep everyone connected. The primary suite brings a little extra character with its custom tray ceiling, along with a well-designed bath featuring a tiled tub/shower combo. Just off the dining space, French doors open to something you won’t find with most homes in the neighborhood, a true side yard. This home is tucked near a cul-de-sac in a paved subdivision with minimal traffic, this property offers both privacy and convenience. You’re within walking distance to everyday essentials like Publix, Lowe’s, and Tractor Supply, plus just minutes from I-10 and I-75 for an easy commute. If you’re looking for something that feels new, functional, and just a little different from the rest this is the HOME FOR YOU!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.12 ac
Lot size
2025
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Live Oak actives
$221 vs $161
Days on market
97 vs 121 typical
Where $221/sqft sits among the 21 Live Oak actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32064 — neighborhood snapshot
Population
7,661
Median age
40.7
Median income
$50,315
Median home value
$164,300
Avg household
2.44
Households w/ children
631
The numbers that matter
The Live Oak market
$255K → $307K
Live Oak median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
8 of 21
Live Oak actives have cut their price
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the LIVE OAK 32064 median. See the full Live Oak market guide →
Paper trail
This home's history
Reality check
What actually sold near 206 MESA STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$219,000
1805 COTTAGE AVENUE SW
3 bd · 2 ba · 1,644 sqft · $133/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 206 MESA STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 206 MESA STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
206 MESA STREET NW FAQs
What would the monthly payment be for 206 MESA STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 206 MESA STREET NW?+
The most recent tax bill on record (2025) was $712. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $265,000, this home is listed about 12% below the Live Oak median of $300,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DANIEL CRAPPS AGENCY, INC. · Daniel Crapps. MLS #GC539928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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