
416 TENNESSEE AVENUE, CRYSTAL BEACH, FL, 34681
Active63 days on marketListed Jun 3, 2026MLS #TB8515161
About this home
416 TENNESSEE AVENUE
Welcome to 416 Tennessee Avenue, a distinctive Coastal Contemporary retreat nestled beneath majestic oak trees in the charming waterfront village of Crystal Beach. Step back in time and discover a community where neighbors meet at the post office, gather along the shoreline, and at local events. Rich in history and tucked away in North Pinellas County, Crystal Beach offers a slower pace of life, breathtaking nightly sunsets, and direct access to the Gulf Waters & Pinellas Trail. It is a lifestyle and atmosphere that must be experienced to be truly appreciated. From the moment you arrive, the home's curb appeal captures your attention. Painted a striking nautical blue and accented by a brick paver driveway, this four-story residence offers abundant parking and exceptional architectural character. This property offers 4 rooms and 2 full baths. The 4th room can be used as a loft, office or easily converted to the 4th bedroom to suite your family. The exterior staircase leads you up to the spacious veranda, where coastal breezes welcome you home. Enter through custom stained-glass double doors into a light-filled great room floor plan featuring impressive White Oak luxury vinyl flooring throughout. Surrounded by windows, every room enjoys peaceful treetop views that create a unique treehouse-like setting. The gourmet kitchen, beautifully remodeled in 2022, is truly a chef's delight. Features include leathered stone countertops, premium stainless-steel appliances, a convenient microwave drawer, breakfast bar seating, and a custom built-in dining nook. Just off the kitchen, another private veranda provides the perfect setting to enjoy morning coffee while watching the sunrise over the treetops. A stunning floating staircase leads to the luxurious primary suite and office on the 4th level. The spacious owner's retreat features soaring ceilings, a beautifully remodeled spa-inspired bath with soaking tub, separate shower, dual vanities, and charming nautical-inspired finishes. A custom-designed walk-in closet system provides exceptional storage and organization. New windows and sliding glass doors open to a private veranda, creating your own elevated sanctuary among the trees. Continue upward to the crowning jewel of the home—a charming cupola office and observation space surrounded by windows on all sides. (4th room for use of your choice) Complete with a dedicated mini-split system, this inspiring retreat offers panoramic treetop vistas and a peaceful environment for work, reading, creativity, or quiet reflection. The backyard is a private resort-style oasis designed for year-round Florida living. Enjoy the heated swimming pool, outdoor shower, expansive brick paver patios, and wood decking that blend seamlessly into the thoughtfully designed xeriscape landscape. The oversized garage offers exceptional flexibility with two bays, including one tandem parking bay, plus an additional climate-controlled 18' x 22' room with endless possibilities as a fitness studio, workshop, game room, art space, home business, or guest overflow area. Convenient access to the backyard further enhances the functionality of this versatile space. If you've been searching for a home that combines architectural charm, modern updates, outdoor living, and the unmatched Crystal Beach lifestyle, your search may be over. Come experience the coastal village lifestyle you've been dreaming about!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,328
Sqft
0.2 ac
Lot size
3
Garage
1991
Year built
Three Or More
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,467 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,467/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.8%
$/sqft vs CRYSTAL BEACH REV
$386 vs $392
Days on market
63 vs 68 typical
Where $386/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $850K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
11 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 TENNESSEE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$740,000
132 PENNSYLVANIA AVENUE · same community
4 bd · 2.5 ba · 2,340 sqft · $316/sqft · 363 DOM
Sold · Oct ’25$950,000
416 INDIANA AVENUE · same community
3 bd · 2.5 ba · 2,166 sqft · $439/sqft · 41 DOM
Sold · Aug ’25$925,000
322 ONTARIO AVENUE · same community
4 bd · 2.5 ba · 2,163 sqft · $428/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 416 TENNESSEE AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 TENNESSEE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
416 TENNESSEE AVENUE FAQs
What would the monthly payment be for 416 TENNESSEE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,467/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 416 TENNESSEE AVENUE?+
The most recent tax bill on record (2025) was $13,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 416 TENNESSEE AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $899,000, this home is listed about 7% above the Crystal Beach median of $842,450. The market section on this page shows how the area is trending.
Which schools are assigned to 416 TENNESSEE AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 21% above the CRYSTAL BEACH 34681 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $945,000, now $899,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Roberta Celiberti. MLS #TB8515161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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