818 LAKE AGNES DRIVE, POLK CITY, FL, 33868
Active67 days on marketListed Jun 5, 2026MLS #TB8515132
About this home
818 LAKE AGNES DRIVE
One or more photo(s) has been virtually staged. Under Construction. Rare opportunity to complete a truly one-of-a-kind custom Mediterranean-inspired estate in the desirable Lake Agnes area of Polk City. Situated on approximately 1.55 acres directly across from beautiful Lake Agnes, this expansive residence offers over 6,000 total square feet under roof and was designed with luxury living in mind. The hard work has already been completed, including framing, drywall, electrical, and plumbing, providing a substantial head start for the next owner. The thoughtfully designed floor plan features 4 bedrooms, 4 bathrooms, generous living spaces, and a 2-car garage, creating the foundation for an extraordinary custom home. Bring your vision and select your own finishes, cabinetry, flooring, countertops, fixtures, and design details to make this property uniquely yours. presenting a remarkable value-add opportunity for homeowners, builders, or investors. Located just minutes from I-4, with convenient access to both Tampa and Orlando, this property combines the privacy of a large homesite with the flexibility to create a custom dream home in a picturesque lake community. Opportunities like this are rarely available—finish the home you've always wanted without starting from scratch. Some photos have been digitally rendered to illustrate the home's potential upon completion. Renderings are for illustrative purposes only and may not represent the final finished product
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,923
Sqft
1.56 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,976 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,976/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$203 vs $280
Days on market
67 vs 59 typical
Where $203/sqft sits among the 80 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $280K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
43 of 80
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1941% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 818 LAKE AGNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,026,000
5935 OLD BERKLEY ROAD
3 bd · 3 ba · 3,541 sqft · $290/sqft · 73 DOM
Sold · Sep ’25$595,580
4312 JULIANA LAKE DRIVE
5 bd · 3 ba · 3,205 sqft · $186/sqft · 19 DOM
Sold · Feb ’26$530,000
221 LAKE VISTA DRIVE
5 bd · 3.5 ba · 3,011 sqft · $176/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 818 LAKE AGNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 818 LAKE AGNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
818 LAKE AGNES DRIVE FAQs
What would the monthly payment be for 818 LAKE AGNES DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,976/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 818 LAKE AGNES DRIVE?+
The most recent tax bill on record (2025) was $546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $999,999, this home is listed about 150% above the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 818 LAKE AGNES DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,999 runs 1941% above the POLK CITY 33868 median — but at 4,923 sqft it's also nearly 3 times the size of the typical Polk City listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,200,000, now $999,999 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIVE FLORIDA REALTY · Gregory Baker. MLS #TB8515132.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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