David Ramirez
$994,900$1,250,0003 bd2 ba1,912 sqft$520 /sqft$6,152 /mo all-in ↓

17620 POYNER ROAD N, POLK CITY, FL, 33868

Active191 days on marketListed Jan 27, 2026MLS #P4937643

Reduced $255KPrivate poolSingle Family ResidenceN/A

About this home

17620 POYNER ROAD N

Don't miss this opportunity, motivated sellers are ready to negotiate! Set on 35 picturesque acres, this one-of-a-kind property offers space, privacy, and a story that's hard to find! The home was thoughtfully built by the sellers and has been lovingly cared for ever since, reflecting pride of ownership throughout. This land provides endless possibilities perfect for those seeking room to roam, work, or simply enjoy the peace of the countryside. A large pole barn and multiple sheds offer amply storage for equipment, hobbies, or recreational toys. Florida outdoor living shines with an above-ground swimming pool and deck, creating an ideal spot for entertaining and relaxation. Whether you're looking for privacy, a place to house your farm, or space to spread out, this property delivers a rare combination of acreage, functionality, and character. Experience the freedom and potential this special place has to offer! 2 Parcels included: 34.23 and 1.22 acres

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,912

Sqft

34.23 ac

Lot size

2000

Year built

Two

Levels

$520

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Hardwood
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air · Wall/Window Unit(s)
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorPrivate Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$3,001/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,152 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,368
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$250
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,490
Interest rate6.00%
Loan term

Estimated payment

$6,152/mo

Principal & interest$5,368
PMI (est., until 20% equity)$373
Property taxes (actual bill)$250
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $995K
$457KedgeAI estimate $554,150 · range $476K$641K$1.0M

vs edgeAI estimate

+79.5%

$/sqft vs N/A

$520 vs $288

Days on market

191 vs 57 typical

Where $520/sqft sits among the 243 homes for sale in N/A

103
81
22 · this home
16
3
18
$135–269$269–403$403–537$537–671$671–805$805+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Map of 17620 POYNER ROAD N

Drive times from this address

Walt Disney World43 min
Universal Orlando56 min
Downtown Orlando61 min
Downtown Tampa64 min
Orlando Int’l Airport (MCO)66 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$280K$300K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

108 of 243

N/A have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1930% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $994,900 $255K
Jan 27, 2026Listed at $1,250,000 · 191 days on market since
2000Built · N/A

Reality check

What actually sold near 17620 POYNER ROAD N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12112 CR 727Sold · Dec ’25

$375,000

12112 CR 727 · same community

3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM

29655 SE 152ND (RAVENSWOOD) PLACESold · Dec ’25

$485,000

29655 SE 152ND (RAVENSWOOD) PLACE · same community

3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM

2103 NW 142ND AVENUESold · Dec ’25

$388,750

2103 NW 142ND AVENUE · same community

3 bd · 2 ba · 1,728 sqft · $225/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17620 POYNER ROAD N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17620 POYNER ROAD N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

17620 POYNER ROAD N FAQs

What would the monthly payment be for 17620 POYNER ROAD N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,152/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17620 POYNER ROAD N?+

The most recent tax bill on record (2025) was $3,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Polk City?+

At $994,900, this home is listed about 150% above the Polk City median of $397,500. The market section on this page shows how the area is trending.

Which schools are assigned to 17620 POYNER ROAD N?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$994,900 runs 1930% above the POLK CITY 33868 median — but at 1,912 sqft it's also 17% larger than the typical Polk City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

191 days on market against a Polk City median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,250,000, now $994,900 — a $255K cut. The full history is in the market section below.

Listing courtesy of ALLSTATE REALTY SERVICES · Sommer Moore. MLS #P4937643.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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