2405 E 38TH AVENUE, TAMPA, FL, 33610
Active37 days on marketListed Jun 18, 2026MLS #TB8515100
About this home
2405 E 38TH AVENUE
Under Construction. COMING SOON – NEW CONSTRUCTION! Experience quality craftsmanship and modern design in this brand-new 3-bedroom, 2-bath home offering approximately 1,594 heated square feet and 1,858 total square feet. Thoughtfully designed with an open-concept layout, this home features a spacious great room, split-bedroom floor plan, indoor laundry, and a 1-car garage. The beautifully designed kitchen overlooks the main living area and includes a large center island, perfect for entertaining and everyday living. The private owner’s suite offers a walk-in closet and en-suite bath, while the secondary bedrooms provide comfort and flexibility for family, guests, or a home office. Enjoy both covered front and rear porches, luxury vinyl flooring, energy-efficient construction, and impact-resistant windows for enhanced storm protection and energy savings. Conveniently located near Downtown Tampa, Ybor City, major highways, shopping, dining, and entertainment. Seller may contribute toward buyer closing costs or interest rate buy-down with acceptable terms. Construction is in progress and finishes, specifications, and completion dates are subject to change.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,594
Sqft
0.12 ac
Lot size
1
Garage
2026
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs Tampa actives
$301 vs $303
Days on market
37 vs 33 typical
Where $301/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Tampa Business & Civic
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
East Tampa Business & Civic — neighborhood snapshot
Population
6,168
Median age
36
Median income
$48,663
Median home value
$190,062
Avg household
3
Households w/ children
759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
184 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2405 E 38TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$369,900
2209 E 19TH AVENUE
4 bd · 2 ba · 1,589 sqft · $233/sqft · 16 DOM
Sold · Nov ’25$210,000
1006 E 17TH AVENUE
3 bd · 2 ba · 1,579 sqft · $133/sqft · 5 DOM
Sold · Jan ’26$280,000
1808 E COLUMBUS DRIVE UNIT 2
2 bd · 2.5 ba · 1,620 sqft · $173/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2405 E 38TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2405 E 38TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2405 E 38TH AVENUE FAQs
What would the monthly payment be for 2405 E 38TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,356/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2405 E 38TH AVENUE?+
The most recent tax bill on record (2025) was $1,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $479,900, this home is listed about 3% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2405 E 38TH AVENUE?+
Middleton High School (high), Potter Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Monye Cato. MLS #TB8515100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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