
4722 W BAY AVENUE, TAMPA, FL, 33616
Active304 days on marketListed Oct 9, 2025MLS #TB8432994
About this home
4722 W BAY AVENUE
Charming South Tampa home in the desirable Gandy Gardens neighborhood with 4 bedrooms and 2 baths. Located just minutes away from Salt Shack, Hula Bay, and Westshore Yacht Club. Enjoy easy access to top-rated schools, beautiful Gulf Coast beaches including Clearwater and St. Pete Beach, plus vibrant shopping and dining at Westshore Plaza and Hyde Park Village. This home is perfect for entertaining with a large living room/Kitchen, Outdoor patio, and a fenced in backyard that includes a fire pit! This home DID NOT FLOOD at all during the hurricanes. Tampa International Airport is just minutes away, and nearby parks like Picnic Island offers plenty of outdoor recreation. This home features central heating and cooling, public water and sewer, and is zoned for single-family living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,576
Sqft
0.17 ac
Lot size
1957
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,559 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,559/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Tampa actives
$286 vs $301
Days on market
304 vs 42 typical
Where $286/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4722 W BAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$435,000
4726 W FAIRVIEW HEIGHTS · same community
4 bd · 2 ba · 1,502 sqft · $290/sqft · 38 DOM
Sold · Aug ’25$354,900
4423 W MONTGOMERY AVENUE · same community
4 bd · 2 ba · 1,152 sqft · $308/sqft · 82 DOM
Sold · Jul ’26$280,000
4721 W FAIRVIEW HEIGHTS · same community
3 bd · 1.5 ba · 988 sqft · $283/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4722 W BAY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4722 W BAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4722 W BAY AVENUE FAQs
What would the monthly payment be for 4722 W BAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,559/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4722 W BAY AVENUE?+
The most recent tax bill on record (2024) was $6,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $450,000, this home is priced right at the Tampa median.
Which schools are assigned to 4722 W BAY AVENUE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 10% above the TAMPA 33616 median.
02Time on market is leverage
304 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $450,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brendan McElkenny. MLS #TB8432994.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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