
4731 W MONTGOMERY AVENUE, TAMPA, FL, 33616
Active303 days on marketListed Oct 10, 2025MLS #TB8436719
About this home
4731 W MONTGOMERY AVENUE
Welcome to 4731 W Montgomery Ave — Your Fully Furnished South Tampa Retreat Step into comfort, style, and effortless living at this thoughtfully furnished home in the heart of South Tampa. Designed with both practicality and lifestyle in mind, this move-in-ready residence offers a perfect blend of modern convenience and relaxed elegance. From the moment you walk through the door, you’ll appreciate the seamless open-concept layout, where the inviting living area flows into a sleek, fully stocked kitchen—ideal for casual nights in or entertaining friends. Energy efficiency is built in with solid solar panels that help significantly reduce your electric bills, making day-to-day living both eco-friendly and economical. A private 1-car garage provides secure parking and additional storage space. Each bedroom is tastefully furnished to create a serene, restful environment—ready for you to simply unpack and settle in. Step outside to your private backyard oasis, where you can unwind under the Florida sun, lounge poolside, or cool off in the above-ground pool. It’s your own personal escape, perfect for recharging after a long day. Tucked away in a peaceful neighborhood just minutes from MacDill Air Force Base, Bayshore Boulevard, shopping, and dining, this home offers unbeatable convenience without sacrificing tranquility. Furnished, efficient, and effortlessly stylish—welcome to easy South Tampa living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,480
Sqft
0.17 ac
Lot size
1
Garage
1957
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
303 vs 42 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4731 W MONTGOMERY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$435,000
4726 W FAIRVIEW HEIGHTS · same community
4 bd · 2 ba · 1,502 sqft · $290/sqft · 38 DOM
Sold · Aug ’25$354,900
4423 W MONTGOMERY AVENUE · same community
4 bd · 2 ba · 1,152 sqft · $308/sqft · 82 DOM
Sold · Jul ’26$280,000
4721 W FAIRVIEW HEIGHTS · same community
3 bd · 1.5 ba · 988 sqft · $283/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4731 W MONTGOMERY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4731 W MONTGOMERY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4731 W MONTGOMERY AVENUE FAQs
What would the monthly payment be for 4731 W MONTGOMERY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4731 W MONTGOMERY AVENUE?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $3,500, this home is listed about 99% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4731 W MONTGOMERY AVENUE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33616 market on paper
$3,500 is 99% below the TAMPA 33616 median of $410,000, and at $2/sqft it sits under the Tampa average of $346.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
303 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,850, now $3,500 — a $350 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Ian Brauchli. MLS #TB8436719.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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