3921 MOSSY LIMB COURT, PALMETTO, FL, 34221
Active69 days on marketListed Jun 3, 2026MLS #TB8514635
About this home
3921 MOSSY LIMB COURT
Some Photos Digitally Staged. Located in the resort style GATED community of Willow Walk, this home is a must see. Fully customized throughout with a CUSTOM LAP POOL & TETHER, a classy PICTURE WINDOW pool cage with an unobstructed view of the water and fountain. Front entrance opens onto a covered/screened lanai so you can leave your shoes at the front door. SPLIT FLOOR PLAN with TWO GUEST BEDROOMS to the immediate left upon entering the home. Guest bathroom is elegant with dual shower curtains from floor to ceiling, no-slip tub, modern fixtures and matching whole house GRANITE vanity. Continue through the extra wide foyer to the OPEN FLOOR PLAN with kitchen, dining and living room combo. Notice the CUSTOM PAINT, HIGH CEILINGS, CROWN MOLDING, PICTURE FRAME WINDOW CASING, DOUBLE PANE THERMAL WINDOWS, WALL SHELVING, FLOOR TO CEILING DRAPERY, large modern CEILING FAN and ELEGANT LIGHTING. Welcoming Chief Kitchen with matching whole house GRANITE COUNTER-TOPS, STAINLESS STEEL APPLANCES, SINGLE-BOWL XL KITCHEN SINK, GARBAGE DISPOSAL, LUXURY FAUCET, and lots of storage and countertop space for cooking and of course the amazing WALK IN PANTRY. Just before entering the primary suite, you will find the laundry room with its custom butcher block countertop and extra storage below and above The PRIMARY SUITE has plenty of room for your KING SIZE BED with DUAL WALK-IN CLOSEST, HIGH CEILINGS, CROWN MOLDING, CUSTOM SLAT WALL, LUXURY LIGHTING and wall to ceiling drapery. The PRIMARY BATH presents with a PROFESSIONALLY PAINTED MURAL, CUSTOM PAINT, DUAL SINKS with matching whole house GRANITE COUNTERTOPS, WALK-IN, SUNKIN SHOWER with sliding glass doors, private WATER CLOSET, CUSTOM WALK-IN CLOSET with all the bells and whistles! Welcome to your happy place by the pool as you walk through the soundproof DOUBLE PANE THERMAL extra-large SLIDING GLASS DOOR into the covered lounge area. The custom LAP POOL has a TETHER for endless laps, Pebble Tech surface for endurance, and WATERFALL feature. The pool cage is a "Picture Window Pool Enclosure" which provides an unobstructed view of the water. The cage has classy lights and multi-colored LED POOL interior lights for the pleasure of all. Watch the wildlife around the lake, listen to the fountain or watch the sunset from your private space with mature ARCADIA PALM privacy hedge. WHOLE HOUSE RING SECURITY SYSTEM with MOTION SENSITIVE LIGHTING at the garage and by the pool. Irrigation system, custom gutters, hurricane shutters, large WIRE STORAGE RACKS in the garage for overhead premium storage and LEVEL 2 HARDWIRED EVSE for your ELECTRIC CAR. WILLOW WALK is a gated resort style community, with sidewalks, walking trails, PLAYGROUND, resort style POOL, DOG PARK, and water conservation views for specific lots. 20 minutes to St. Petersburg and Sarasota, 40 minutes to the Clearwater Airport, 30 minutes to the beach, 15 minutes to the Outlet Mall, restaurants, and adventure. A MUST SEE!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,821
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs Palmetto actives
$259 vs $205
Days on market
69 vs 58 typical
Where $259/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willow Walk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Willow Walk — neighborhood snapshot
Population
2,409
Median age
39
Median income
$88,346
Median home value
$269,861
Avg household
4
Households w/ children
319
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3921 MOSSY LIMB COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$335,900
4016 MOSSY LIMB COURT · same community
3 bd · 2 ba · 1,844 sqft · $182/sqft · 15 DOM
Sold · Mar ’26$415,000
4411 WINDY HAMMOCK WAY · same community
3 bd · 2 ba · 1,651 sqft · $251/sqft · 30 DOM
Sold · Jun ’26$339,000
4415 WINDY HAMMOCK WAY · same community
4 bd · 2 ba · 1,651 sqft · $205/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3921 MOSSY LIMB COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3921 MOSSY LIMB COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3921 MOSSY LIMB COURT FAQs
What would the monthly payment be for 3921 MOSSY LIMB COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,820/mo — principal and interest, the actual property-tax bill, the $193/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3921 MOSSY LIMB COURT?+
The association fee works out to $193 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3921 MOSSY LIMB COURT?+
The most recent tax bill on record (2025) was $5,752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3921 MOSSY LIMB COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $472,000, this home is listed about 19% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3921 MOSSY LIMB COURT?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$472,000 runs 26% above the PALMETTO 34221 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $475,000, now $472,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANTANA AND COMPANY REAL ESTATE · Ruth Santana. MLS #TB8514635.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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