
10414 INGLENOOK TERRACE, PALMETTO, FL, 34221
Active138 days on marketListed Mar 17, 2026MLS #A4674513
About this home
10414 INGLENOOK TERRACE
Enjoy Florida living in the sought after Esplanade community in this beautifully designed & furnished 3-bedroom, 2-full bath home with den, offering 1,950 square feet of living space. The thoughtfully designed single-story layout features a spacious open floor plan that makes everyday living convenient and creates a welcoming space for gathering with friends or relaxing at the end of the day. With close proximity to the amenity center, this home is ideal for both seasonal escapes or full-time living. The kitchen is the heart of the home, featuring Quartz countertops, stainless steel appliances, and plenty of workspace, making it easy to cook, entertain, and stay connected with the living and dining areas. High ceilings with tray ceilings, ceiling fans, 8' doors, crown molding, UV lighting in bathrooms, epoxy garage floors, and stylish finishes add comfort and character throughout the home. The split-bedroom layout offers added privacy, while the spacious primary suite includes serene water views, a spacious walk-in closet and an en-suite bath with dual sinks and a large shower. Step outside to a covered and screened lanai overlooking a peaceful pond view, perfect for enjoying your morning drink, evening breezes, or weekend get-togethers. The home also includes a 2-car garage, landscaped yard, and irrigation system for easy maintenance. Located in a vibrant gated community with amenities such as a clubhouse, state of the art fitness center, 2 luxurious resort-style pools with spas and resistance pool, dog park, pickleball, tennis, bocce ball, walking trails, an onsite massesus, and a full-time on-site lifestyle manager, you’ll have plenty of ways to stay active, relax, and connect with neighbors. Convenient access to I-75 & I-275, shopping, dining, medical facilities, golf, and Gulf Coast beaches makes it easy to enjoy everything the area has to offer. Homes like this are in high demand—schedule your showing today and come experience the lifestyle this property and community offers.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,950
Sqft
0.15 ac
Lot size
2
Garage
2021
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Palmetto actives
$241 vs $205
Days on market
138 vs 55 typical
Where $241/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Artisan Lakes Esplanade
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Artisan Lakes Esplanade — neighborhood snapshot
Population
1,934
Median age
55
Median income
$134,683
Median home value
$476,900
Avg household
2
Households w/ children
107
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 10414 INGLENOOK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$440,000
11507 VIANI TERRACE · same community
3 bd · 2 ba · 1,886 sqft · $233/sqft · 12 DOM
Sold · Aug ’25$600,000
5320 ORSELLO STREET · same community
3 bd · 3 ba · 2,327 sqft · $258/sqft · 18 DOM
Sold · Oct ’25$650,000
5410 ORSELLO STREET · same community
4 bd · 3 ba · 2,465 sqft · $264/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10414 INGLENOOK TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10414 INGLENOOK TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10414 INGLENOOK TERRACE FAQs
What would the monthly payment be for 10414 INGLENOOK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,170/mo — principal and interest, the actual property-tax bill, the $492/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10414 INGLENOOK TERRACE?+
The association fee works out to $492 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10414 INGLENOOK TERRACE?+
The most recent tax bill on record (2025) was $6,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10414 INGLENOOK TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $469,999, this home is listed about 18% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10414 INGLENOOK TERRACE?+
Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$469,999 runs 29% above the PALMETTO 34221 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
138 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $469,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY BY DESIGN LLC · Rich Johnson. MLS #A4674513.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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