David Ramirez
$469,999$475,0003 bd2 ba1,950 sqft$241 /sqft$4,170 /mo all-in ↓

10414 INGLENOOK TERRACE, PALMETTO, FL, 34221

Active138 days on marketListed Mar 17, 2026MLS #A4674513

Reduced $5KWaterfrontFully furnishedSingle Family ResidenceESPLANADE AT ARTISAN LAKES

About this home

10414 INGLENOOK TERRACE

Enjoy Florida living in the sought after Esplanade community in this beautifully designed & furnished 3-bedroom, 2-full bath home with den, offering 1,950 square feet of living space. The thoughtfully designed single-story layout features a spacious open floor plan that makes everyday living convenient and creates a welcoming space for gathering with friends or relaxing at the end of the day. With close proximity to the amenity center, this home is ideal for both seasonal escapes or full-time living. The kitchen is the heart of the home, featuring Quartz countertops, stainless steel appliances, and plenty of workspace, making it easy to cook, entertain, and stay connected with the living and dining areas. High ceilings with tray ceilings, ceiling fans, 8' doors, crown molding, UV lighting in bathrooms, epoxy garage floors, and stylish finishes add comfort and character throughout the home. The split-bedroom layout offers added privacy, while the spacious primary suite includes serene water views, a spacious walk-in closet and an en-suite bath with dual sinks and a large shower. Step outside to a covered and screened lanai overlooking a peaceful pond view, perfect for enjoying your morning drink, evening breezes, or weekend get-togethers. The home also includes a 2-car garage, landscaped yard, and irrigation system for easy maintenance. Located in a vibrant gated community with amenities such as a clubhouse, state of the art fitness center, 2 luxurious resort-style pools with spas and resistance pool, dog park, pickleball, tennis, bocce ball, walking trails, an onsite massesus, and a full-time on-site lifestyle manager, you’ll have plenty of ways to stay active, relax, and connect with neighbors. Convenient access to I-75 & I-275, shopping, dining, medical facilities, golf, and Gulf Coast beaches makes it easy to enjoy everything the area has to offer. Homes like this are in high demand—schedule your showing today and come experience the lifestyle this property and community offers.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,950

Sqft

0.15 ac

Lot size

2

Garage

2021

Year built

One

Levels

$241

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Natural Gas
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$492/mo
Taxes (2025)$6,521/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,170 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$543
HOA fee — from the listing$492
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$4,170/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$543
HOA / condo fee$492
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$406KedgeAI estimate $449,850 · range $423K$493K$512K

vs edgeAI estimate

+4.5%

$/sqft vs Palmetto actives

$241 vs $205

Days on market

138 vs 55 typical

Where $241/sqft sits among the 400 Palmetto actives

90
135
84 · this home
43
14
34
$122–167$167–212$212–257$257–302$302–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Artisan Lakes Esplanade

Map of 10414 INGLENOOK TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Artisan Lakes Esplanade — neighborhood snapshot

Population

1,934

Median age

55

Median income

$134,683

Median home value

$476,900

Avg household

2

Households w/ children

107

For the school run

Manatee County School District

MiddleBuffalo Creek Middle School★★★★★
ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

219 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,999 $5K
Mar 17, 2026Listed at $475,000 · 138 days on market since
2021Built · ESPLANADE AT ARTISAN LAKES

Reality check

What actually sold near 10414 INGLENOOK TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11507 VIANI TERRACESold · Sep ’25

$440,000

11507 VIANI TERRACE · same community

3 bd · 2 ba · 1,886 sqft · $233/sqft · 12 DOM

5320 ORSELLO STREETSold · Aug ’25

$600,000

5320 ORSELLO STREET · same community

3 bd · 3 ba · 2,327 sqft · $258/sqft · 18 DOM

5410 ORSELLO STREETSold · Oct ’25

$650,000

5410 ORSELLO STREET · same community

4 bd · 3 ba · 2,465 sqft · $264/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10414 INGLENOOK TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10414 INGLENOOK TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10414 INGLENOOK TERRACE FAQs

What would the monthly payment be for 10414 INGLENOOK TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,170/mo — principal and interest, the actual property-tax bill, the $492/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10414 INGLENOOK TERRACE?+

The association fee works out to $492 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10414 INGLENOOK TERRACE?+

The most recent tax bill on record (2025) was $6,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10414 INGLENOOK TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $469,999, this home is listed about 18% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10414 INGLENOOK TERRACE?+

Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$469,999 runs 29% above the PALMETTO 34221 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

138 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $475,000, now $469,999 — a $5K cut. The full history is in the market section below.

Listing courtesy of REALTY BY DESIGN LLC · Rich Johnson. MLS #A4674513.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palmetto homes, in your inbox

Like 10414 INGLENOOK TERRACE but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 10:00 PM UTC. The listing information on this page last changed on August 2, 2026 at 10:00 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 10:00 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 10:00 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.