4417 DOLPHIN LANE, PALMETTO, FL, 34221
Active464 days on marketListed Apr 21, 2025MLS #A4649640
About this home
4417 DOLPHIN LANE
13,000 Sq Ft Canal front Lot on Snead Island – Your Dream Home Awaits Seize the rare opportunity to own a stunning 13,000 sq ft vacant lot on the serene canals of Snead Island. This pristine piece of land has never been developed, offering a blank canvas for your dream home, boat dock, or private oasis. The lot features 100 feet of canal frontage and extends 134 feet toward the street, giving you ample space for design and development. Home next to Lot 4411 Dolphin is for sale too, Same owner and Seller is motivated to sell both in a packaged opportunity Snead Island is a hidden gem, a peaceful barrier island in Palmetto with a close-knit community of around 1,000 residents. This quiet haven is just a short distance from the hustle and bustle yet feels worlds away. The island is home to Emerson Point State Park, a natural retreat with a beautiful community beach where three bodies of water converge. Watch the sunsets year-round, explore miles of nature trails, or launch your kayak into the mangroves. For nature lovers, it’s a paradise with exotic birds, turtles, and fish. There's even an observation tower offering panoramic views of the sparkling waters. The community is friendly and relaxed—residents often greet one another with a smile as they bike or walk their dogs. You might even spot a golf cart or a horse trotting by. One of the island’s most beloved traditions is the annual December event, where neighbors come together to light sand-filled candles along the streets, creating a magical ambiance that lights up the entire island. It's a fantastic way to meet your new neighbors and be welcomed into the community. Key Features: No mandatory HOA fees – voluntary dues of $20/year if you choose to join. A truly tranquil lifestyle with no traffic lights, just a few stop signs and one main road on/off the island. A small commercial footprint, with only the Bradenton Yacht Club, a plant nursery, and a marine shop. Just a few minutes to downtown Palmetto, 5-10 minutes to downtown Bradenton, 30 minutes to Sarasota, 25 minutes to St. Petersburg, and 45 minutes to Tampa. Quick access to I-75 and I-295 for easy travel.
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gulf & Bay Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Gulf & Bay Estates — neighborhood snapshot
Population
440
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
16%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4417 DOLPHIN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$625,000
4385 POMPANO LANE · same community
3 bd · 2 ba · 1,992 sqft · $314/sqft · 296 DOM
Sold · Feb ’26$1,060,000
4367 POMPANO LANE · same community
3 bd · 2 ba · 2,207 sqft · $480/sqft · 3 DOM
Sold · Mar ’26$55,000
154 MAUI DRIVE
1 bd · 1 ba · 480 sqft · $115/sqft · 392 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4417 DOLPHIN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4417 DOLPHIN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4417 DOLPHIN LANE FAQs
What would the monthly payment be for 4417 DOLPHIN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4417 DOLPHIN LANE?+
The most recent tax bill on record (2024) was $2,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4417 DOLPHIN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $447,000, this home is listed about 12% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4417 DOLPHIN LANE?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$447,000 runs 22% above the PALMETTO 34221 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
464 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $485,000, now $447,000 — a $38K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · David Leventhal. MLS #A4649640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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