8921 S THOROUGHBRED POINT, INVERNESS, FL, 34452
Active53 days on marketListed Jun 1, 2026MLS #TB8514491
About this home
8921 S THOROUGHBRED POINT
Welcome to your quiet countryside retreat, where comfort, space, and modern features come together on a beautiful 2.13-acre property. Set within the rural community, The Ranches of Inverness, this exceptional home offers the serenity of country living while remaining just minutes from everyday conveniences. Inside, you'll find a desirable split-bedroom floor plan featuring 3 bedrooms, 2 bathrooms, and a versatile BONUS ROOM that can easily serve as a 4TH BEDROOM, HOME OFFICE, GYM or PRIVATE GUEST SPACE. With its own SEPARATE ENTRANCE, this flexible space offers endless possibilities. The spacious living room is highlighted by soaring cathedral ceilings and a stunning wood-burning stone fireplace, creating a warm and inviting focal point. Major updates provide peace of mind, including a NEW ROOF (2020), NEW A/C SYSTEM AND DUCTWORK (2024), plus a smart Alexa-enabled thermostat for enhanced comfort and efficiency. Step outside and discover a property designed for both relaxation and enjoyment. The FULLY FENCED BACKYARD includes a dedicated dog run and beautifully landscaped grounds complete with a fire pit, flourishing vegetable garden, and an impressive collection of fruit trees and plants. Entertain guests on the expansive paver patio or relax beneath the covered breezeway that connects the home to the detached two-car garage. The huge, enclosed back porch with vinyl windows offers year-round living space and leads directly to a hot tub -wonderful for unwinding at the end of the day! Additional features include HURRICANE SHUTTERS, A WHOLE-HOUSE GENERATOR, A WATER SOFTENER SYSTEM, and FOUR STORAGE SHEDS, providing exceptional functionality and storage. Offering a rare combination of acreage, privacy, thoughtful upgrades, and outdoor amenities, this is a great home! Come experience the beauty, tranquility, and endless possibilities this countryside gem has to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,980
Sqft
2.13 ac
Lot size
2
Garage
1981
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$235 vs $178
Days on market
53 vs 25 typical
Where $235/sqft sits among the 195 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
91 of 195
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 182% above the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 8921 S THOROUGHBRED POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
4181 E CARL RAMM LANE
4 bd · 2 ba · 2,040 sqft · $123/sqft · 12 DOM
Sold · Jun ’26$585,000
10279 S SAND CREEK TERRACE
3 bd · 2 ba · 2,101 sqft · $278/sqft · 0 DOM
Sold · Oct ’25$259,000
8671 S VISION CIRCLE
3 bd · 2 ba · 1,600 sqft · $162/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8921 S THOROUGHBRED POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8921 S THOROUGHBRED POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8921 S THOROUGHBRED POINT FAQs
What would the monthly payment be for 8921 S THOROUGHBRED POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,242/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8921 S THOROUGHBRED POINT?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8921 S THOROUGHBRED POINT?+
The most recent tax bill on record (2024) was $1,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8921 S THOROUGHBRED POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $465,000, this home is listed about 80% above the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 8921 S THOROUGHBRED POINT?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Wendy Hoffmann. MLS #TB8514491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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