1302 N MEDITERRANEAN WAY, INVERNESS, FL, 34453
Active30 days on marketListed Jul 3, 2026MLS #OM727907
About this home
1302 N MEDITERRANEAN WAY
See Realtor Remarks: Step into refined modern living with this brand-new 3 bedroom, 2 bathroom new construction home with exceptional craftsmanship and attention to detail. From the moment you enter, the open layout, natural light, and upscale finishes create a polished and inviting atmosphere.The designer kitchen features premium cabinetry, Granite countertops, upgraded lighting, and a contemporary aesthetic that complements the home’s clean architectural lines. Every space is thoughtfully designed for both comfort and style. The primary suite offers a sophisticated retreat with a floor-to-ceiling tiled walk-in shower, frameless glass, dual stone vanities, and matte-black fixtures, creating a bold yet elegant finish. Additional bedrooms are spacious, bright, and versatile for guests, family, or office use. Located in a desirable Inverness neighborhood, you’re just minutes from lakes, trails, parks, and downtown conveniences. This home delivers the perfect blend of luxury, quality, and effortless living—a standout new construction.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,997
Sqft
0.51 ac
Lot size
2
Garage
2026
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs Inverness actives
$225 vs $178
Days on market
30 vs 25 typical
Where $225/sqft sits among the 189 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
93 of 189
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 998% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 1302 N MEDITERRANEAN WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
1191 N CHANCE WAY · same community
3 bd · 2 ba · 1,997 sqft · $213/sqft · 153 DOM
Sold · Jun ’26$360,000
1455 E HARTFORD STREET · same community
4 bd · 3 ba · 1,990 sqft · $181/sqft · 297 DOM
Sold · Jun ’26$449,990
1637 N BALTIC TERRACE · same community
4 bd · 3 ba · 1,923 sqft · $234/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1302 N MEDITERRANEAN WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1302 N MEDITERRANEAN WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1302 N MEDITERRANEAN WAY FAQs
What would the monthly payment be for 1302 N MEDITERRANEAN WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,044/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1302 N MEDITERRANEAN WAY?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1302 N MEDITERRANEAN WAY?+
The most recent tax bill on record (2025) was $337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1302 N MEDITERRANEAN WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $449,999, this home is listed about 74% above the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1302 N MEDITERRANEAN WAY?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM727907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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