3715 98TH AVENUE N UNIT 3, PINELLAS PARK, FL, 33782
Active62 days on marketListed Jun 1, 2026MLS #TB8514191
About this home
3715 98TH AVENUE N UNIT 3
Virtually Staged. Welcome to easy, coastal-inspired living in this well-maintained two-bedroom, one and a half bath home with a one car garage, ideally located in the highly desirable 55+ community of the Mainlands of Tamarac by the Gulf. Nestled in a non-flood zone, this bright and breezy home offers a low-maintenance lifestyle in a peaceful setting. Inside, you'll find updated luxury vinyl plank flooring, louvered shutters, and upgraded ceiling fans that create a light and comfortable atmosphere throughout. The kitchen features recessed lighting and a breakfast bar, perfect for everyday dining or a quiet morning coffee. There is also additional space for a dining set. A passthrough from the kitchen overlooks flex space that would make a great family room or formal dining room. The rear landscaping outside gives this room a more private feel. An enclosed Florida room also provides space to relax, read, or entertain. From the main living area, a hallway leads to the renovated bathroom featuring a sleek glass-enclosed shower and two bedrooms. The larger of the two bedrooms provides a step-in closet with extra storage. Outside, enjoy a private fenced patio surrounded by lush landscaping, along with a double paver driveway and attached one car garage for added convenience and storage. A half bath with a washer and dryer is located just off the garage area. The monthly HOA fee covers exterior maintenance, lawn care, water, sewer, trash, cable, and internet, making homeownership simple and carefree. A brand-new roof was installed in 2024, providing added peace of mind. This active community offers an array of amenities, including a clubhouse, heated pool, shuffleboard courts, scenic walking and biking areas, and access to the Mainlands Golf Course, a public 18-hole course complete with a pro shop. You'll also be just a short drive from Gulf beaches, parks, shopping, restaurants, and medical facilities. If you're looking for a move-in-ready home in a well-maintained community with a relaxed Florida lifestyle, this property is not to be missed. TENANT OCCUPIED. MINIMUM 24-HOUR NOTICE FOR SHOWINGS. BUYERS MUST BE PRE-APPROVED OR PROVIDE PROOF OF FUNDS PRIOR TO SHOWINGS.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,056
Sqft
0.11 ac
Lot size
1
Garage
1970
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,388 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,388/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Pinellas Park actives
$224 vs $223
Days on market
62 vs 42 typical
Where $224/sqft sits among the 219 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
107 of 219
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3715 98TH AVENUE N UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$150,000
4034 MAINLANDS BOULEVARD N · same community
2 bd · 1.5 ba · 1,065 sqft · $141/sqft · 0 DOM
Sold · Nov ’25$236,000
9920 39TH STREET N · same community
2 bd · 1 ba · 1,065 sqft · $222/sqft · 19 DOM
Sold · Nov ’25$212,500
3856 101ST TERRACE N UNIT 3856 · same community
2 bd · 2 ba · 1,074 sqft · $198/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3715 98TH AVENUE N UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3715 98TH AVENUE N UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3715 98TH AVENUE N UNIT 3 FAQs
What would the monthly payment be for 3715 98TH AVENUE N UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,388/mo — principal and interest, the actual property-tax bill, the $476/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3715 98TH AVENUE N UNIT 3?+
The association fee works out to $476 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3715 98TH AVENUE N UNIT 3?+
The most recent tax bill on record (2025) was $3,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3715 98TH AVENUE N UNIT 3?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $237,000, this home is listed about 21% below the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3715 98TH AVENUE N UNIT 3?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Sarah Morrow. MLS #TB8514191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Pinellas Park homes, in your inbox
Like 3715 98TH AVENUE N UNIT 3 but not quite? A daily digest of every new listing in Pinellas Park — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →